Find grants, rebates, forgivable loans, and free programs for St. Peter, MN, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in St. Peter, MN, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 13 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded weatherization program administered locally by Three Rivers Community Action that provides free energy ...
Low-interest home improvement loans through participating Minnesota lenders for owner-occupied homes. Borrowers with hou...
State-funded program to reduce lead-based paint hazards in pre-1978 homes in Nicollet County with children under age 6. ...
CDBG-funded major home rehabilitation program for income-qualified owner-occupied homes in St. Peter city limits. Loan i...
Provides grants for accessibility modifications to enable persons with disabilities or seniors to remain safely in their...
Comprehensive home energy assessment and immediate installation of energy-saving measures for just $100. Xcel Energy cus...
Rebates for Xcel Energy customers who install qualifying high-efficiency central air conditioners. Receive $75 for 15-15...
Rebates up to $1,200 for Xcel Energy customers installing qualifying air-source heat pumps. Tier 1 systems (15-15.9 SEER...
Rebates for Xcel Energy customers adding insulation and air sealing to existing homes. Receive up to $1,000 based on the...
Instant rebates of $50-$100 on qualifying smart thermostats purchased through participating retailers. Xcel Energy custo...
Incentive program for Xcel Energy customers installing solar PV systems. Participants receive upfront incentive payment ...
Xcel Energy customers receive $75 and free pickup for recycling working refrigerators or freezers. Old appliances waste ...
USDA provides grants up to $10,000 for very low-income homeowners age 62+ to remove health and safety hazards, and loans...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessibility needs. ...
Helps veterans with certain service-connected disabilities adapt their home for accessibility. For veterans who are blin...
Provides deferred, low-interest loans to income-qualified homeowners for major home repairs and improvements. Loan has n...
Rebates for qualifying high-efficiency natural gas furnaces. CenterPoint Energy customers receive $600 for 95% AFUE furn...
Provides deferred loans up to $15,000 for emergency repairs that pose immediate threat to health and safety, or for acce...
Allows qualifying Minnesota homeowners age 65+ with household income under $96,000 to defer payment of their property ta...
Allows qualifying Minnesota homeowners who are permanently and totally disabled with household income under $96,000 to d...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for St. Peter, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In St. Peter, 13 programs do not require repayment, 2 are forgivable loans, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.