Idaho First-Time Homebuyer Program

Idaho Housing and Finance Association

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in Star and throughout Idaho. Provides low-interest mortgage financing combined with optional down payment assistance grants or second mortgages.

Down payment assistance typically $5,000; varies by county and income

Official source site checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Down payment assistance up to $5,000
  • Low-interest first mortgage financing
  • Available to first-time buyers in Star
  • Income and purchase price limits apply
  • Combine with Mortgage Credit Certificate

How to Apply

A grant-savvy contractor in Star, ID can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to funding availability

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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