Home Improvement Grants in State College.

Find grants, rebates, forgivable loans, and free programs for State College, PA, filtered to your situation.

As of June 2026, 23 home improvement grant, rebate, and forgivable loan programs are open to homeowners in State College, PA, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 9 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants14Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 23 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Pennsylvania Weatherization Assistance Program (WAP)

Federally-funded program that reduces energy costs by making homes more energy efficient. Services include insulation, a...

Weatherization
Up to $25,000 low-interest loan

PHFA Home Improvement Loan

Low-interest home improvement loan for owner-occupied homes in Pennsylvania. Can be used for repairs, accessibility modi...

Home Repair
Forgivable loan up to $35,000

State College Owner-Occupied Rehabilitation Program

CDBG-funded program providing forgivable loans for major home repairs to income-qualified owner-occupants in State Colle...

Home Repair
Up to $10,000 grant

State College Emergency Home Repair Grant

Provides emergency grants for health and safety hazards in owner-occupied homes within State College Borough. Priority f...

Emergency
Free lead hazard removal

Centre County Lead Hazard Reduction Program

Free lead-based paint hazard reduction for qualifying homes built before 1978 in Centre County where children under age ...

Home Repair
Up to $6,000 in rebates

West Penn Power Home Energy Efficiency Rebates

Utility-sponsored rebates for energy-efficient upgrades in West Penn Power service territory. Rebates available for heat...

Energy
Up to $3,000 heat pump rebate

West Penn Power Heat Pump Rebate

Enhanced rebate program for installation of qualifying air-source or ground-source heat pumps in West Penn Power service...

Energy
Up to $2,000 in rebates

Peoples Natural Gas Appliance Rebates

Rebates for natural gas customers who install qualifying high-efficiency furnaces, boilers, water heaters, and other nat...

Energy
Up to $15,000 rebate

Pennsylvania Solar Energy Program (SunPower PA)

State rebate program offering incentives for residential solar photovoltaic installations in Pennsylvania. Rebate based ...

Solar/Renewable
Up to $20,000 grant

State College ADA Accessibility Modification Grant

Grant program for owner-occupants with disabilities who need accessibility modifications such as ramps, stair lifts, bat...

Seniors & Disability
Up to $5,000 grant

Centre County Senior Home Repair Program

Provides minor home repairs for homeowners age 60+ in Centre County to help them age in place safely. Covers safety-rela...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant & Loan

USDA program for very low-income homeowners in eligible rural areas near State College to repair or improve their homes,...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Fo...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a home to meet their needs. For veterans with blindness...

Veterans
Up to $1,500 grant

Pennsylvania Radon Mitigation Grant

Provides financial assistance to income-qualified homeowners in Pennsylvania for radon mitigation system installation. S...

Home Repair
Up to $10,000

PHFA Keystone Home Energy Loan Program

Unsecured loan program for Pennsylvania homeowners to finance energy efficiency improvements and renewable energy instal...

Energy
Up to $1,000 emergency assistance

Pennsylvania LIHEAP Crisis Assistance

Emergency home heating assistance for Pennsylvania households facing heating crisis. Covers emergency furnace repairs, f...

Emergency
Up to $50,000 grant

Pennsylvania Whole-Home Repairs Program

State-funded program administered locally to provide grants for critical home repairs to low-income homeowners and small...

Home Repair
Up to $1,000 rebate

Pennsylvania Property Tax/Rent Rebate Program

Annual rebate for eligible Pennsylvanians who are age 65+, widows/widowers 50+, or people with disabilities age 18+. Pro...

Property Tax Relief

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Frequently asked questions

What home improvement grants are available in State College, PA?

23 programs are currently listed for State College, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in State College have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In State College, 14 programs do not require repayment, 1 is forgivable loan, and 5 are rebates.

How do I apply for home repair grants in State College?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.