Find grants, rebates, forgivable loans, and free programs for State College, PA, filtered to your situation.
As of June 2026, 23 home improvement grant, rebate, and forgivable loan programs are open to homeowners in State College, PA, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 9 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded program that reduces energy costs by making homes more energy efficient. Services include insulation, a...
Low-interest home improvement loan for owner-occupied homes in Pennsylvania. Can be used for repairs, accessibility modi...
CDBG-funded program providing forgivable loans for major home repairs to income-qualified owner-occupants in State Colle...
Provides emergency grants for health and safety hazards in owner-occupied homes within State College Borough. Priority f...
Free lead-based paint hazard reduction for qualifying homes built before 1978 in Centre County where children under age ...
Utility-sponsored rebates for energy-efficient upgrades in West Penn Power service territory. Rebates available for heat...
Enhanced rebate program for installation of qualifying air-source or ground-source heat pumps in West Penn Power service...
Rebates for natural gas customers who install qualifying high-efficiency furnaces, boilers, water heaters, and other nat...
State rebate program offering incentives for residential solar photovoltaic installations in Pennsylvania. Rebate based ...
Grant program for owner-occupants with disabilities who need accessibility modifications such as ramps, stair lifts, bat...
Provides minor home repairs for homeowners age 60+ in Centre County to help them age in place safely. Covers safety-rela...
USDA program for very low-income homeowners in eligible rural areas near State College to repair or improve their homes,...
Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Fo...
Helps veterans with certain service-connected disabilities adapt a home to meet their needs. For veterans with blindness...
Provides financial assistance to income-qualified homeowners in Pennsylvania for radon mitigation system installation. S...
Unsecured loan program for Pennsylvania homeowners to finance energy efficiency improvements and renewable energy instal...
Emergency home heating assistance for Pennsylvania households facing heating crisis. Covers emergency furnace repairs, f...
State-funded program administered locally to provide grants for critical home repairs to low-income homeowners and small...
Annual rebate for eligible Pennsylvanians who are age 65+, widows/widowers 50+, or people with disabilities age 18+. Pro...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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23 programs are currently listed for State College, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In State College, 14 programs do not require repayment, 1 is forgivable loan, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.