Find grants, rebates, forgivable loans, and free programs for Steamboat Springs, CO, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Steamboat Springs, CO, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
State-funded weatherization program providing free energy efficiency upgrades for income-qualified households in Routt C...
Low-interest home repair loan program for owner-occupied homes in Colorado. Fixed interest rate around 3-4% with afforda...
CDBG-funded forgivable loan program for major home repairs for low-income owner-occupied households within Steamboat Spr...
Emergency repair grant for immediate health and safety hazards in owner-occupied homes within Steamboat Springs city lim...
CDBG-funded accessibility modification grant for low-income households with disabled or elderly residents. Covers ramps,...
Grant program for senior homeowners (60+) in Routt County to address minor home repairs and safety modifications. Helps ...
State-funded program to reduce lead-based paint hazards in pre-1978 homes with children under age 6. Services include te...
Electric utility rebates for energy efficiency improvements including heat pumps, water heaters, insulation, weatherizat...
Enhanced rebates for high-efficiency air-source and ground-source heat pumps to reduce heating costs and fossil fuel dep...
Natural gas utility rebates for high-efficiency furnaces, water heaters, and weatherization measures. Available to Atmos...
State rebate for residential solar panel and battery storage installations. Rebate amounts increase for lower-income hou...
Federal program providing low-interest loans and grants to very low-income rural homeowners to repair, improve, or moder...
Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...
Grant for veterans with service-connected disabilities (including blindness or loss of use of hands) to make accessibili...
Forgivable loan program to assist income-qualified homeowners with repair or replacement of private sewer lateral lines....
Energy efficiency program serving mountain communities including Routt County. Provides home energy assessments, rebates...
Federal HOME funds administered through Colorado Division of Housing for owner-occupied rehabilitation. Provides grants ...
Cost-share program to help homeowners create defensible space and harden homes against wildfire in high-risk areas aroun...
State-funded heating assistance program for low-income households in Colorado. Helps pay winter heating bills for eligib...
State program allowing seniors (65+) and disabled individuals to defer property taxes on their primary residence. Deferr...
State property tax exemption for seniors (65+) who have owned and occupied their home for 10 consecutive years. Exempts ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Steamboat Springs, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Steamboat Springs, 15 programs do not require repayment, 3 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.