Find grants, rebates, forgivable loans, and free programs for Stephenville, TX, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Stephenville, TX, with individual awards up to $126,526. 7 programs target seniors, 3 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program administered by TDHCA that provides free weatherization improvements to income-eligible Texas h...
Low-interest loan (1% fixed rate) for very-low-income rural homeowners to repair, improve, or modernize their homes. Loa...
Grant up to $10,000 for very-low-income rural homeowners age 62 or older to remove health and safety hazards from their ...
Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Av...
Helps veterans with certain service-connected disabilities adapt a home they or a family member own to meet their needs....
Provides forgivable loans to income-eligible Texas veterans to make necessary home repairs. Loan is forgiven after 5 yea...
Oncor offers rebates for qualifying energy efficiency improvements including HVAC tune-ups, insulation, air sealing, and...
Atmos Energy offers rebates for high-efficiency natural gas equipment including furnaces, water heaters, and tankless wa...
Provides grants to income-eligible homeowners within Stephenville city limits for major home repairs and rehabilitation....
Provides emergency repair grants for urgent health and safety issues in homes of very-low-income homeowners in Stephenvi...
Provides grants to low-income homeowners in Stephenville to make accessibility modifications for disabled or elderly hou...
Provides minor home repair grants to low-income seniors age 60 and older in Erath County. Focus on repairs that allow se...
Texas law exempts the added property value from solar panel installation from property taxes. Homeowners in Stephenville...
Federal tax credit covering 30% of the cost of solar panel installation for residential properties in Stephenville. Incl...
Federal HOME funds administered by TDHCA for homeowner rehabilitation in Texas communities. Provides grants and forgivab...
Provides lead hazard investigation and remediation assistance for Texas families with children who have elevated blood l...
Oncor offers rebates up to $1,800 for qualifying electric heat pump installations in Stephenville. Higher rebates for EN...
Provides financial assistance to low-income homeowners in Stephenville for emergency water and sewer lateral line repair...
Provides disaster recovery assistance to homeowners affected by federally declared disasters in Texas. Funded by HUD Com...
Texas homeowners age 65 or older receive an additional $10,000 homestead exemption on their property taxes. Once granted...
Texas homeowners who qualify for Social Security disability benefits receive an additional $10,000 homestead exemption o...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Stephenville, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Stephenville, 18 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.