CHFA FirstHome Plus Down Payment Assistance

Colorado Housing and Finance Authority

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in Colorado, including Sterling. Offered as a grant that does not need to be repaid. Must be paired with CHFA first mortgage.

Grant does not need to be repaid; must use CHFA mortgage

Official program page checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Grant up to $7,500 for down payment & closing costs
  • First-time homebuyers in Sterling eligible
  • Must use CHFA first mortgage
  • Income limits apply (varies by county)
  • Grant does not need to be repaid

How to Apply

A grant-savvy contractor in Sterling, CO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to funding availability

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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