OHFA First-Time Homebuyer Program

Oklahoma Housing Finance Agency

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in Stillwater. Provides up to $7,500 as a forgivable second mortgage, forgiven after 10 years of residency. Must be combined with an OHFA first mortgage loan.

Down payment assistance grant, forgiven over 10 years

Official source site checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $7,500 for down payment and closing costs
  • Forgivable loan over 10 years
  • Must be first-time homebuyer or not owned home in 3 years
  • Income limits apply by household size
  • Must use OHFA first mortgage product

How to Apply

Get free help applying Visit Official Program Page Track this program

(405) 419-8100

A grant-savvy contractor in Stillwater, OK can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to fund availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Stillwater, OK contractors

Find More Programs in Stillwater, OK

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs