California Dream For All Shared Appreciation Loan

California Housing Finance Agency

Waitlist Down Payment

About This Program

Down payment assistance loan equal to 20% of home purchase price. Borrower shares appreciation with CalHFA when home is sold or refinanced. High demand has led to waitlists.

Loan equals 20% of purchase price; shared appreciation upon sale

Key Details

  • Down payment assistance up to 20% of price
  • Shared appreciation loan
  • Must be first-time homebuyer
  • Income and purchase price limits apply
  • Program currently oversubscribed

How to Apply

Deadline: Program oversubscribed; check for reopening

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