CalHFA MyHome Assistance Program

California Housing Finance Agency

Available Down Payment

About This Program

Deferred-payment junior loan for down payment and closing cost assistance for first-time homebuyers in California. Combined with CalHFA first mortgage for competitive rates.

Junior loan deferred until first mortgage is paid off or home is sold

Key Details

  • Up to $20,000 down payment assistance
  • Deferred junior loan, no monthly payment
  • Must be first-time homebuyer
  • Income limits apply by county
  • Must use CalHFA first mortgage

How to Apply

Deadline: Ongoing program, subject to fund availability

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