Home Improvement Grants in Stonington.

Find grants, rebates, forgivable loans, and free programs for Stonington, CT, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Stonington, CT, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 grant

Connecticut Weatherization Assistance Program (WAP)

Federally-funded weatherization program administered by Connecticut that provides free energy efficiency improvements to...

Weatherization
Up to $10,000 forgivable loan

CHFA Emergency Repair Program

Provides emergency repair assistance for critical home systems to income-qualified homeowners statewide. Loan is forgiva...

Emergency
Up to $35,000 deferred loan

Stonington Owner-Occupied Rehabilitation Program

CDBG-funded comprehensive rehabilitation program for owner-occupied homes in Stonington. Zero-interest deferred loan for...

Home Repair
Up to $15,000 grant

Connecticut Lead Hazard Abatement Program

State-funded program to identify and eliminate lead paint hazards in pre-1978 homes with children under age 6. Services ...

Home Repair
Up to $20,000 loan

Stonington Septic System Repair Program

Low-interest loan program for repair or replacement of failed septic systems in Stonington. Available to income-qualifie...

Home Repair
Up to $5,000 in incentives

Eversource Home Energy Solutions

Comprehensive home energy assessment and efficiency upgrades available to all Eversource electric customers in Stoningto...

Energy
Free energy upgrades

Eversource Home Energy Solutions - Income Eligible

No-cost comprehensive energy efficiency upgrades for income-qualified Eversource customers in Stonington. Includes free ...

Energy
Up to $10,500 in rebates

Eversource Heat Pump Rebate Program

Rebates for installation of qualifying electric heat pumps (air source or ground source) in Stonington homes served by E...

Energy
Up to $1,000 rebate

Eversource Heat Pump Water Heater Rebate

Rebate for purchase and installation of qualifying ENERGY STAR heat pump water heaters for Eversource electric customers...

Energy
Up to $5,000 incentive

Connecticut Residential Solar Investment Program (RSIP)

Performance-based incentive for residential solar photovoltaic systems installed on homes in Stonington. Incentive amoun...

Solar/Renewable
Up to $50,000 low-interest loan

CT Smart-E Loan for Solar and Efficiency

Low-interest financing for residential solar installations and comprehensive energy efficiency improvements in Stoningto...

Solar/Renewable
Up to $15,000 grant

Stonington Senior/Disability Home Modification

CDBG-funded accessibility modifications for senior and disabled homeowners in Stonington. Covers ramps, grab bars, widen...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Federal program providing low-interest loans and grants to very-low-income homeowners in eligible rural areas of Stoning...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their needs. Ava...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities to adapt a home to meet their needs. Available to Stonin...

Veterans
Up to $1,250 tax credit

Connecticut Elderly Tax Relief (Circuit Breaker)

Property tax relief for Connecticut homeowners and renters age 65+ or totally disabled with qualifying income. Provides ...

Property Tax Relief
Up to $15,000 assistance

CHFA Down Payment Assistance

Zero-interest deferred loan for down payment and closing costs for first-time homebuyers purchasing in Stonington. Forgi...

Homebuyer
Free homebuyer course

Connecticut Homebuyer Education Program

Free HUD-certified homebuyer education courses available to Stonington residents. Required for many down payment assista...

Homebuyer Ed
Ongoing rental subsidy

Connecticut Rental Assistance Program (RAP)

State-funded rental assistance program for extremely low-income families, elderly, and persons with disabilities in Ston...

Rental
Up to $1,300 benefit

Connecticut Energy Assistance Program (CEAP)

Federal LIHEAP-funded program providing winter heating assistance to income-qualified households in Stonington. Benefit ...

Energy
Up to $600 crisis benefit

Connecticut Hardship Heating Relief Program

Emergency heating assistance for Connecticut households facing utility shutoff or fuel tank depletion during winter mont...

Energy
Up to $2,500 rebate

Stonington ADA Accessibility Rebate

Town-funded rebate program for accessibility modifications to homes occupied by persons with disabilities in Stonington....

Seniors & Disability

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

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Grant-Approved Contractors in Stonington

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Get notified when programs change

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Frequently asked questions

What home improvement grants are available in Stonington, CT?

26 programs are currently listed for Stonington, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Stonington have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Stonington, 17 programs do not require repayment, 3 are forgivable loans, and 3 are rebates.

How do I apply for home repair grants in Stonington?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.