Find grants, rebates, forgivable loans, and free programs for Stoughton, MA, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Stoughton, MA, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 0 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federal and state-funded program providing free home energy efficiency improvements to income-eligible Massachusetts hou...
Low-interest loan program for Massachusetts homeowners to repair or replace failed septic systems. Offers fixed interest...
Affordable home improvement loan for Massachusetts homeowners to make major repairs or accessibility modifications. Fixe...
State-funded program providing free lead paint inspections and abatement for homes built before 1978 with children under...
Rebate program for Massachusetts residents installing ductless mini-split or central air-source heat pumps. Offers up to...
Rebate program covering 75-100% of insulation and air sealing costs for Massachusetts residents. Income-eligible househo...
Rebates for installing energy-efficient electric heat pump water heaters in Massachusetts homes. Offers up to $1,100 for...
Low-interest loan program for Massachusetts homeowners to install solar photovoltaic systems and battery storage. Offers...
Solar Massachusetts Renewable Target (SMART) program provides performance-based incentives for solar installations. Home...
Provides loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their h...
Grant for eligible veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. ...
Grant for eligible veterans with certain service-connected disabilities to adapt a family member's home in which they wi...
Low-interest loan program to help Massachusetts residents with disabilities make accessibility modifications to their ho...
Refundable tax credit for Massachusetts seniors 65+ to offset residential property tax or rent payments. Credit amount b...
Community Development Block Grant program for Stoughton senior homeowners 62+ to address critical home repairs. Priority...
CDBG-funded grant for Stoughton homeowners with disabilities to install accessibility modifications such as ramps, grab ...
Emergency repair grants for Stoughton low-income homeowners facing immediate health and safety threats. Covers urgent re...
Down payment and closing cost assistance for first-time homebuyers purchasing in Stoughton. Combines local CDBG funds wi...
Water and sewer bill discount program for low-income Stoughton residents, seniors, and persons with disabilities. Provid...
Survey and Planning Grant and Massachusetts Preservation Projects Fund provide matching grants for preservation, rehabil...
Rebates for purchasing energy-efficient appliances including clothes washers, dryers, refrigerators, dishwashers, and de...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Stoughton, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Stoughton, 16 programs do not require repayment, 0 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.