Home Improvement Grants in Stow.

Find grants, rebates, forgivable loans, and free programs for Stow, OH, filtered to your situation.

As of June 2026, 21 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Stow, OH, with individual awards up to $126,526. 3 programs target seniors, 2 serve veterans, and 13 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants13Never repaidIncome-qualified homeowners
Forgivable loans0Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 21 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Ohio Home Weatherization Assistance Program

Free weatherization services for income-eligible Ohio households to reduce energy costs and improve home comfort. Servic...

Weatherization
Up to $15,000 loan

Ohio Housing Finance Agency Home Repair Program

Low-interest home repair loans for Ohio homeowners to make critical repairs and improvements. Loans have favorable terms...

Home Repair
Free lead hazard removal

Ohio Lead Hazard Control & Healthy Homes Program

HUD-funded program providing free lead hazard reduction services for pre-1978 homes with children under age 6. Services ...

Home Repair
$50 comprehensive audit

FirstEnergy Home Energy Audit

Professional home energy audit for FirstEnergy customers (Ohio Edison, The Illuminating Company) for only $50. Includes ...

Energy
Up to $600 rebate

FirstEnergy HVAC & Heat Pump Rebates

Rebates for qualifying high-efficiency heating and cooling equipment installed by licensed contractors. Includes central...

Energy
Up to $400 rebate

FirstEnergy Insulation & Air Sealing Rebate

Rebates for professionally installed insulation and air sealing improvements. Covers attic, wall, and basement insulatio...

Weatherization
Up to $300 rebate

FirstEnergy Water Heater Rebate

Rebates for ENERGY STAR certified electric water heaters, including heat pump water heaters ($300) and high-efficiency e...

Energy
$100 rebate

Dominion Energy Smart Thermostat Rebate

Rebate for qualifying smart thermostats that control natural gas heating systems. Eligible models include Nest, Ecobee, ...

Energy
Up to $500 rebate

Dominion Energy High-Efficiency Furnace Rebate

Rebate for qualifying high-efficiency natural gas furnaces with AFUE of 95% or higher. Must be installed by licensed HVA...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans (up to $40,000) and grants (up to $10,000 for seniors 62+) for very low-income homeowners in eligible...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their needs. Elig...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for independent living. Eligible for vete...

Veterans
Varies by system cost

Ohio Residential Solar Tax Credit

Ohio offers property tax exemption for solar, wind, and geothermal energy systems added to residential property. The inc...

Solar/Renewable
30% of system cost

Federal Residential Clean Energy Credit (Solar)

Federal tax credit worth 30% of the cost of installing a residential solar photovoltaic system, including equipment and ...

Solar/Renewable
Property tax reduction

Ohio Homestead Exemption

Property tax exemption for Ohio homeowners age 65+ or permanently disabled with income at or below $36,200 (2024). Reduc...

Property Tax Relief
25% state credit + 20% federal

Ohio Historic Preservation Tax Credit

Tax credits for substantial rehabilitation of historic residential properties listed on the National Register or contrib...

Historic
Up to $50,000 grant/loan

Ohio HOME Investment Partnerships Program

Federal HOME funds administered through Ohio Housing Finance Agency for owner-occupied rehabilitation. Provides grants o...

Home Repair

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Stow

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Frequently asked questions

What home improvement grants are available in Stow, OH?

21 programs are currently listed for Stow, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Stow have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Stow, 13 programs do not require repayment, 0 are forgivable loans, and 5 are rebates.

How do I apply for home repair grants in Stow?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.