Find grants, rebates, forgivable loans, and free programs for Sulphur Springs, TX, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Sulphur Springs, TX, with individual awards up to $126,526. 8 programs target seniors, 4 serve veterans, and 14 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded weatherization program administered by TDHCA that provides free energy efficiency improvements to eligi...
Community Development Block Grant program providing home repair assistance to low-income homeowners in Sulphur Springs. ...
USDA program providing loans and grants to very-low-income rural homeowners to repair, improve, or modernize their homes...
Oncor offers rebates for professional air conditioning tune-ups to improve efficiency and performance. Licensed HVAC con...
Rebate for installing qualifying high-efficiency electric heat pump systems in existing homes. Systems must meet minimum...
Rebate for adding insulation to attics, walls, or floors in existing homes served by Oncor. Minimum R-value requirements...
Rebate for purchasing and installing a qualifying smart thermostat that enables better control of heating and cooling sy...
Texas state law exempts the added home value from solar panel installation from property tax assessment. Homeowners in S...
Federal Investment Tax Credit providing 30% of the total cost of solar panel systems and battery storage installed on re...
Grant for veterans with certain service-connected disabilities to construct or modify a home to meet adaptive needs. Eli...
Grant for veterans with certain service-connected disabilities to adapt a home to meet accessibility needs. Eligible dis...
Low-interest home improvement loan for Texas veterans to make repairs, improvements, or energy-efficiency upgrades to th...
Low-interest loan program administered by Hopkins County to help homeowners repair or replace failing septic systems. Lo...
HUD-funded program to identify and reduce lead-based paint hazards in homes built before 1978 where children under 6 or ...
Federally funded HOME program providing forgivable loans for substantial rehabilitation of owner-occupied homes in parti...
Grant program for seniors aged 60 and older in Sulphur Springs to address minor emergency repairs and safety improvement...
CDBG-funded grant for accessibility modifications enabling persons with disabilities to remain in their Sulphur Springs ...
Emergency grant for low-income Sulphur Springs homeowners facing heating system failures during cold weather. Provides r...
Texas homestead exemption reduces the taxable value of a primary residence for property tax purposes. All homeowners in ...
Texas law allows homeowners aged 65 or older to freeze the amount of school property taxes on their homestead. Once the ...
Texas disabled veterans receive property tax exemptions based on their VA disability rating. Veterans with 100% disabili...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Sulphur Springs, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Sulphur Springs, 17 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.