Home Improvement Grants in Sulphur Springs.

Find grants, rebates, forgivable loans, and free programs for Sulphur Springs, TX, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Sulphur Springs, TX, with individual awards up to $126,526. 8 programs target seniors, 4 serve veterans, and 14 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per home

Texas Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by TDHCA that provides free energy efficiency improvements to eligi...

Weatherization
Up to $15,000 grant

Sulphur Springs CDBG Home Repair Program

Community Development Block Grant program providing home repair assistance to low-income homeowners in Sulphur Springs. ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program providing loans and grants to very-low-income rural homeowners to repair, improve, or modernize their homes...

Home Repair
Up to $85 rebate

Oncor AC Tune-Up Program

Oncor offers rebates for professional air conditioning tune-ups to improve efficiency and performance. Licensed HVAC con...

Energy
Up to $1,200 rebate

Oncor High-Efficiency Heat Pump Rebate

Rebate for installing qualifying high-efficiency electric heat pump systems in existing homes. Systems must meet minimum...

Energy
Up to $500 rebate

Oncor Home Insulation Rebate

Rebate for adding insulation to attics, walls, or floors in existing homes served by Oncor. Minimum R-value requirements...

Weatherization
Up to $85 rebate

Oncor Smart Thermostat Program

Rebate for purchasing and installing a qualifying smart thermostat that enables better control of heating and cooling sy...

Energy
100% property tax exemption on solar value

Texas Solar Property Tax Exemption

Texas state law exempts the added home value from solar panel installation from property tax assessment. Homeowners in S...

Solar/Renewable
30% tax credit

Federal Residential Solar Tax Credit (ITC)

Federal Investment Tax Credit providing 30% of the total cost of solar panel systems and battery storage installed on re...

Solar/Renewable
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to construct or modify a home to meet adaptive needs. Eli...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home to meet accessibility needs. Eligible dis...

Veterans
Up to $25,000 loan

Texas Veterans Land Board Home Improvement Loan

Low-interest home improvement loan for Texas veterans to make repairs, improvements, or energy-efficiency upgrades to th...

Veterans
Up to $8,000 low-interest loan

Hopkins County On-Site Sewage Facility Repair Program

Low-interest loan program administered by Hopkins County to help homeowners repair or replace failing septic systems. Lo...

Home Repair
Free lead hazard assessment and remediation

Texas Lead Risk Reduction Program

HUD-funded program to identify and reduce lead-based paint hazards in homes built before 1978 where children under 6 or ...

Home Repair
Up to $60,000 forgivable loan

Texas HOME Homeowner Rehabilitation Program

Federally funded HOME program providing forgivable loans for substantial rehabilitation of owner-occupied homes in parti...

Home Repair
Up to $5,000 grant

Sulphur Springs Senior Home Repair Grant

Grant program for seniors aged 60 and older in Sulphur Springs to address minor emergency repairs and safety improvement...

Seniors & Disability
Up to $20,000 grant

Sulphur Springs ADA Home Modification Grant

CDBG-funded grant for accessibility modifications enabling persons with disabilities to remain in their Sulphur Springs ...

Seniors & Disability
Up to $2,500 emergency grant

Sulphur Springs Emergency Furnace Repair Program

Emergency grant for low-income Sulphur Springs homeowners facing heating system failures during cold weather. Provides r...

Emergency
Reduces taxable value by at least $100,000

Texas Homestead Property Tax Exemption

Texas homestead exemption reduces the taxable value of a primary residence for property tax purposes. All homeowners in ...

Property Tax Relief
Freezes school taxes at current level

Texas Senior Property Tax Ceiling

Texas law allows homeowners aged 65 or older to freeze the amount of school property taxes on their homestead. Once the ...

Property Tax Relief
Partial to 100% exemption based on disability rating

Texas Disabled Veteran Property Tax Exemption

Texas disabled veterans receive property tax exemptions based on their VA disability rating. Veterans with 100% disabili...

Property Tax Relief

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Sulphur Springs

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Frequently asked questions

What home improvement grants are available in Sulphur Springs, TX?

25 programs are currently listed for Sulphur Springs, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Sulphur Springs have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Sulphur Springs, 17 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.

How do I apply for home repair grants in Sulphur Springs?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.