New Jersey Housing & Mortgage Finance Agency
Down payment and closing cost assistance for first-time homebuyers in New Jersey. Up to $10,000 forgivable loan, forgiven after 5 years of occupancy. Must be combined with NJHMFA first mortgage. Income limits vary by county; Union County limit is approximately $146,520.
Maximum forgivable down payment assistance loan
A grant-savvy contractor in Summit, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Deadline: Ongoing, subject to funding availability
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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