Washoe County Owner-Occupied Rehabilitation Program

Washoe County Community Services Department (CDBG)

Available Home Repair

About This Program

CDBG-funded program providing major home rehabilitation for low-income homeowners in unincorporated Washoe County including Sun Valley. Forgivable loan covering critical repairs including roofing, structural, plumbing, electrical, and HVAC systems. Forgiven after 5 years of occupancy.

Loan forgiven 20% per year over 5 years of continued owner-occupancy

Official program page checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $30,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in unincorporated Washoe County
  • Covers structural, roofing, plumbing, electrical, HVAC
  • Forgiven after 5 years of continued occupancy

How to Apply

Get free help applying Visit Official Program Page Track this program

(775) 328-2600

A grant-savvy contractor in Sun Valley, NV can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Sun Valley early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round subject to funding

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