Find grants, rebates, forgivable loans, and free programs for Tacoma, WA, filtered to your situation.
As of June 2026, 32 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Tacoma, WA, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 17 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 23 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program that provides free energy-efficiency upgrades to income-qualified households in Tacoma and Pier...
CDBG-funded program providing forgivable loans for major home repairs to low-income homeowners in Tacoma. Loan is forgiv...
Grant program for very low-income Tacoma homeowners to address emergency health and safety hazards. Covers urgent repair...
Provides grants for accessibility modifications to homes of low-income seniors and persons with disabilities in Tacoma. ...
Rebate for Tacoma Power residential customers who install qualifying ductless heat pumps. Incentive amount varies by uni...
Rebates for Tacoma Power customers who install insulation, air sealing, windows, and other energy-efficiency measures. R...
Rebate for Tacoma Power customers who install qualifying high-efficiency electric water heaters, including heat pump wat...
Performance-based incentive for Tacoma Power customers who install solar photovoltaic systems. Payments based on actual ...
Grant program for low-income and senior homeowners in Tacoma to help pay for side sewer repairs or replacement. Provides...
Federal program offering very low-interest loans and grants to very low-income homeowners in eligible rural areas near T...
Grant for eligible veterans with certain service-connected disabilities to help construct or modify a home to meet their...
Grant for eligible veterans with certain service-connected disabilities to help adapt a home to meet their disability-re...
Federal HOME funds administered by the City of Tacoma to provide homeowner rehabilitation assistance to low-income house...
Program providing minor home safety repairs and modifications for low-income seniors age 60+ in Pierce County, including...
State capital funding for homeowner rehabilitation programs administered by local governments and nonprofits. Tacoma are...
State-funded program to identify and remediate lead-based paint hazards in homes built before 1978, with priority for ho...
Rebates for PSE natural gas customers in Tacoma who install energy-efficient heating systems, water heaters, insulation,...
State sales tax exemption for purchases of qualifying residential energy-efficient equipment, including solar panels, he...
Low-interest loan program for Pierce County homeowners who need to repair or replace failing septic systems. Loans up to...
Matching grant for owners of designated historic properties or properties in Tacoma historic districts to assist with ex...
Grants for urban forestry projects including tree planting, tree care, and community education in Tacoma and other Washi...
Rebate program for Tacoma property owners who install rain gardens, permeable pavement, cisterns, or other green stormwa...
Sales tax exemption for labor and services for residential seismic retrofits in Washington State. Covers work to improve...
Property tax exemption or deferral program for Pierce County seniors age 61+ and persons with disabilities who meet inco...
Home repair assistance program for enrolled Puyallup Tribe members in the Tacoma area and tribal service area. Provides ...
Low Income Home Energy Assistance Program (LIHEAP) provides help with heating bills and energy-related emergencies for q...
Zero-interest loan for Tacoma Power customers to upgrade electrical panels to support heat pumps, electric vehicle charg...
Community solar program allowing Tacoma Power customers to purchase blocks of solar energy from local solar arrays witho...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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32 programs are currently listed for Tacoma, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Tacoma, 23 programs do not require repayment, 1 is forgivable loan, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.