My First Texas Home - Down Payment Assistance

Texas Department of Housing and Community Affairs

Available Down Payment

About This Program

State-sponsored down payment assistance program offering grants and forgivable second liens to first-time homebuyers in Texas. Available through approved mortgage lenders statewide.

Down payment assistance based on 3-5% of purchase price

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Down payment assistance up to $15,000 or 5% of loan
  • Must be first-time homebuyer or not owned home in 3 years
  • Income limits vary by county (typically 115% AMI)
  • Homebuyer education course required
  • Available through participating lenders

How to Apply

A grant-savvy contractor in Taylor, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Taylor, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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