Home Improvement Grants in Terre Haute.

Find grants, rebates, forgivable loans, and free programs for Terre Haute, IN, filtered to your situation.

As of June 2026, 23 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Terre Haute, IN, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 10 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants14Never repaidIncome-qualified homeowners
Forgivable loans4Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 23 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $9,500 per household

Indiana Weatherization Assistance Program (WAP)

Federally funded weatherization program that provides free energy-efficiency upgrades to income-eligible households. Ser...

Weatherization
Up to $25,000 forgivable loan

IHCDA Owner-Occupied Rehabilitation Program

State-funded program providing forgivable loans for major home repairs to low-income homeowners. Loan forgiven after 5 y...

Home Repair
Free lead hazard control services

Indiana Childhood Lead Poisoning Prevention Program

State program providing free lead hazard assessment and abatement services for homes built before 1978 where a child und...

Home Repair
Up to $30,000 forgivable loan

Terre Haute Owner-Occupied Rehabilitation Program

City-administered CDBG program providing forgivable loans for substantial home repairs to income-qualified owner-occupie...

Home Repair
Up to $7,500 grant

Terre Haute Emergency Home Repair Program

City grant program for urgent home repairs that pose immediate threats to health and safety. Priority given to seniors a...

Emergency
Up to $15,000 grant

Terre Haute Accessibility Modification Program

Grant program to make homes accessible for residents with disabilities. Covers wheelchair ramps, bathroom modifications,...

Seniors & Disability
Up to $5,000 forgivable loan

Terre Haute Sewer Lateral Assistance Program

City program providing forgivable loans for repair or replacement of private sewer laterals from home to city main line....

Home Repair
Up to $700 rebate

Duke Energy HVAC Rebate Program

Rebate program for Duke Energy customers who install high-efficiency central air conditioning or heat pump systems. Reba...

Energy
Up to $600 rebate

Duke Energy Water Heater Rebate

Rebate for Duke Energy electric customers who install qualifying heat pump water heaters or high-efficiency electric wat...

Energy
Up to $400 rebate

Duke Energy Home Insulation Rebate

Rebate for Duke Energy customers who add insulation to attics, walls, or crawlspaces. Requires energy assessment to dete...

Weatherization
$100 rebate + free installation

Duke Energy Smart Thermostat Program

Duke Energy program providing rebates and installation assistance for qualifying smart thermostats. Participants may als...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA program providing low-interest loans up to $27,500 and grants up to $10,000 for very low-income homeowners age 62+ ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to construct or modify a home to meet their adaptive need...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with qualifying service-connected disabilities to adapt a home for independent living. Eligible for v...

Veterans
Up to $40,000 forgivable loan

HOME Investment Partnerships Program

Federally funded HOME program providing substantial rehabilitation assistance to low-income homeowners in Terre Haute. L...

Home Repair
Up to $10,000 matching grant

Terre Haute Historic Preservation Grant

Matching grant program for exterior rehabilitation of contributing structures in Terre Haute's historic districts. Funds...

Historic
Varies by need, typically $200-$800

Indiana Energy Assistance Program (EAP)

State energy assistance program (LIHEAP) helping low-income households pay heating and cooling costs. Priority given to ...

Energy
30% federal tax credit (IRA)

Indiana Residential Solar Tax Credit

Federal Investment Tax Credit (ITC) providing 30% tax credit for residential solar panel installation costs through 2032...

Solar/Renewable
Free or deeply discounted solar

Duke Energy Income-Qualified Solar Program

Program providing free or low-cost rooftop solar installations to income-qualified Duke Energy customers. Third-party pr...

Solar/Renewable

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Terre Haute

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Frequently asked questions

What home improvement grants are available in Terre Haute, IN?

23 programs are currently listed for Terre Haute, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Terre Haute have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Terre Haute, 14 programs do not require repayment, 4 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Terre Haute?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.