Find grants, rebates, forgivable loans, and free programs for Terre Haute, IN, filtered to your situation.
As of June 2026, 23 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Terre Haute, IN, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded weatherization program that provides free energy-efficiency upgrades to income-eligible households. Ser...
State-funded program providing forgivable loans for major home repairs to low-income homeowners. Loan forgiven after 5 y...
State program providing free lead hazard assessment and abatement services for homes built before 1978 where a child und...
City-administered CDBG program providing forgivable loans for substantial home repairs to income-qualified owner-occupie...
City grant program for urgent home repairs that pose immediate threats to health and safety. Priority given to seniors a...
Grant program to make homes accessible for residents with disabilities. Covers wheelchair ramps, bathroom modifications,...
City program providing forgivable loans for repair or replacement of private sewer laterals from home to city main line....
Rebate program for Duke Energy customers who install high-efficiency central air conditioning or heat pump systems. Reba...
Rebate for Duke Energy electric customers who install qualifying heat pump water heaters or high-efficiency electric wat...
Rebate for Duke Energy customers who add insulation to attics, walls, or crawlspaces. Requires energy assessment to dete...
Duke Energy program providing rebates and installation assistance for qualifying smart thermostats. Participants may als...
USDA program providing low-interest loans up to $27,500 and grants up to $10,000 for very low-income homeowners age 62+ ...
Grant for veterans with certain service-connected disabilities to construct or modify a home to meet their adaptive need...
Grant for veterans with qualifying service-connected disabilities to adapt a home for independent living. Eligible for v...
Federally funded HOME program providing substantial rehabilitation assistance to low-income homeowners in Terre Haute. L...
Matching grant program for exterior rehabilitation of contributing structures in Terre Haute's historic districts. Funds...
State energy assistance program (LIHEAP) helping low-income households pay heating and cooling costs. Priority given to ...
Federal Investment Tax Credit (ITC) providing 30% tax credit for residential solar panel installation costs through 2032...
Program providing free or low-cost rooftop solar installations to income-qualified Duke Energy customers. Third-party pr...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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23 programs are currently listed for Terre Haute, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Terre Haute, 14 programs do not require repayment, 4 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.