Home Improvement Grants in Texas City.

Find grants, rebates, forgivable loans, and free programs for Texas City, TX, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Texas City, TX, with individual awards up to $250,000. 6 programs target seniors, 2 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans4Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $12,000 per household

Texas Weatherization Assistance Program (WAP)

Federally-funded weatherization program that reduces energy costs for low-income households. Services include insulation...

Weatherization
Forgivable loan up to $30,000

Texas City Owner-Occupied Rehabilitation Program

CDBG-funded program providing major home repairs for low-income owner-occupied homes in Texas City. The loan is forgiven...

Home Repair
Up to $8,000 grant

Texas City Emergency Home Repair Grant

Provides emergency home repairs for owner-occupied households in Texas City with income at or below 50% AMI. Covers item...

Emergency
Up to $15,000 grant

Texas City ADA Home Modification Program

Provides accessibility modifications for owner-occupied homes where a resident has a disability. Improvements include wh...

Seniors & Disability
Up to $20,000 forgivable loan

Galveston County Home Repair Assistance

Galveston County provides home repair assistance for low-income homeowners throughout the county including Texas City. F...

Home Repair
Up to $1,000 rebate

CenterPoint Energy High-Efficiency HVAC Rebate

CenterPoint Energy offers rebates for customers who install high-efficiency natural gas heating systems or heat pumps. R...

Energy
Up to $400 rebate

CenterPoint Energy Tankless Water Heater Rebate

Rebate program for CenterPoint Energy customers who install ENERGY STAR certified tankless natural gas water heaters. Re...

Energy
Up to $125 rebate

CenterPoint Energy Smart Thermostat Program

Rebate for purchasing and installing qualifying smart thermostats that optimize heating and cooling efficiency. Compatib...

Energy
30% federal tax credit + local incentives

Texas Solar Incentive Program

Federal Investment Tax Credit provides 30% credit for solar panel installation. Texas has no state income tax but offers...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA offers loans up to $27,500 and grants up to $10,000 for very low-income homeowners age 62+ to repair, improve, or m...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Co...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home or their own home for independen...

Veterans
Up to $60,000 for homeowner rehabilitation

Texas HOME Investment Partnerships Program

Federal HOME funds administered by the state for homeowner rehabilitation activities. Provides grants or forgivable loan...

Home Repair
Free lead hazard removal

Texas Lead-Based Paint Hazard Reduction Program

HUD-funded program to reduce lead-based paint hazards in qualifying homes built before 1978 with children under 6. Servi...

Home Repair
Up to $250,000 for home reconstruction

Texas General Land Office Hurricane Recovery Program

CDBG Disaster Recovery funds for homeowners affected by qualifying disasters including Hurricane Harvey. Provides repair...

Disaster
Up to $10,000 grant

Texas City Senior Home Repair Program

Provides minor home repairs and accessibility modifications for senior homeowners (62+) in Texas City. Grant covers heal...

Seniors & Disability
Up to $5,000 grant

Texas City Sewer Lateral Repair Assistance

Assists low-income homeowners with the cost of repairing or replacing private sewer lateral lines from the home to the c...

Home Repair
Up to $600 rebate

Texas Energy-Efficient Window Rebate Program

Rebate for homeowners who install ENERGY STAR certified windows. Reduces cooling and heating costs in the Texas climate....

Weatherization
Up to $12,000 grant

Texas City Critical Roof Repair Grant

Emergency roof repair or replacement grant for low-income homeowners with critical roof damage that threatens the habita...

Emergency
Up to $20,000 forgivable loan

Texas City Foundation Stabilization Program

Forgivable loan for foundation repairs that threaten structural integrity of owner-occupied homes. Common in Texas City ...

Home Repair
Up to $5,000 matching grant

Texas Windstorm Mitigation Grant Program

Matching grant program for TWIA policyholders to install hurricane-resistant improvements including roof bracing, impact...

Disaster

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Texas City

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Frequently asked questions

What home improvement grants are available in Texas City, TX?

25 programs are currently listed for Texas City, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Texas City have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Texas City, 16 programs do not require repayment, 4 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Texas City?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.