Find grants, rebates, forgivable loans, and free programs for Texas City, TX, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Texas City, TX, with individual awards up to $250,000. 6 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded weatherization program that reduces energy costs for low-income households. Services include insulation...
CDBG-funded program providing major home repairs for low-income owner-occupied homes in Texas City. The loan is forgiven...
Provides emergency home repairs for owner-occupied households in Texas City with income at or below 50% AMI. Covers item...
Provides accessibility modifications for owner-occupied homes where a resident has a disability. Improvements include wh...
Galveston County provides home repair assistance for low-income homeowners throughout the county including Texas City. F...
CenterPoint Energy offers rebates for customers who install high-efficiency natural gas heating systems or heat pumps. R...
Rebate program for CenterPoint Energy customers who install ENERGY STAR certified tankless natural gas water heaters. Re...
Rebate for purchasing and installing qualifying smart thermostats that optimize heating and cooling efficiency. Compatib...
Federal Investment Tax Credit provides 30% credit for solar panel installation. Texas has no state income tax but offers...
USDA offers loans up to $27,500 and grants up to $10,000 for very low-income homeowners age 62+ to repair, improve, or m...
Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Co...
Helps veterans with certain service-connected disabilities adapt a family member's home or their own home for independen...
Federal HOME funds administered by the state for homeowner rehabilitation activities. Provides grants or forgivable loan...
HUD-funded program to reduce lead-based paint hazards in qualifying homes built before 1978 with children under 6. Servi...
CDBG Disaster Recovery funds for homeowners affected by qualifying disasters including Hurricane Harvey. Provides repair...
Provides minor home repairs and accessibility modifications for senior homeowners (62+) in Texas City. Grant covers heal...
Assists low-income homeowners with the cost of repairing or replacing private sewer lateral lines from the home to the c...
Rebate for homeowners who install ENERGY STAR certified windows. Reduces cooling and heating costs in the Texas climate....
Emergency roof repair or replacement grant for low-income homeowners with critical roof damage that threatens the habita...
Forgivable loan for foundation repairs that threaten structural integrity of owner-occupied homes. Common in Texas City ...
Matching grant program for TWIA policyholders to install hurricane-resistant improvements including roof bracing, impact...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Texas City, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Texas City, 16 programs do not require repayment, 4 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.