Rhode Island Housing First-Time Homebuyer Program

Rhode Island Housing Finance Authority

Available Down Payment

About This Program

Offers low-interest mortgages and down payment assistance for first-time homebuyers in Rhode Island. Multiple loan products available with income and purchase price limits based on household size and location.

Down payment assistance varies by program; typical DPA grant is $15,000

Official source site checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Down payment assistance up to $25,000
  • Low-interest mortgage products available
  • Income limits apply by household size
  • Must complete homebuyer education course
  • Available statewide including Tiverton

How to Apply

Get free help applying Visit Official Program Page Track this program

(401) 457-1234

A grant-savvy contractor in Tiverton, RI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing while funds available

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