Find grants, rebates, forgivable loans, and free programs for Tonawanda, NY, filtered to your situation.
As of June 2026, 21 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Tonawanda, NY, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Free weatherization services for income-eligible households in Tonawanda through Erie County's WAP program. Includes ins...
No-cost energy efficiency upgrades for income-eligible New Yorkers, including air sealing, insulation, and health and sa...
Rebates for installation of air-source and ground-source heat pumps for National Grid electric customers in Tonawanda. R...
Instant rebate on purchase of qualifying smart thermostats for National Grid gas or electric customers. Helps reduce hea...
Rebates for attic, wall, and basement insulation upgrades for National Grid customers. Includes air sealing and duct sea...
Statewide incentives for converting from fossil fuel heating to electric heat pumps. Includes air-source and ground-sour...
State incentives for installing residential solar photovoltaic systems in Tonawanda. Incentive amount per watt varies by...
HUD-funded lead hazard control services for income-eligible Erie County homes built before 1978 with children under age ...
State-funded lead abatement for homes where a child under 6 has an elevated blood lead level. Covers full cost of lead h...
Low-interest loans and grants for very low-income homeowners in qualifying rural areas near Tonawanda to repair, improve...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their disa...
Grant for veterans with certain service-connected disabilities to adapt a family member's home where they reside. Helps ...
Federal HOME funds for owner-occupied housing rehabilitation in Erie County. Provides forgivable loans for major repairs...
Grants for minor home repairs and safety improvements for homeowners age 60+ in Erie County. Covers grab bars, railings,...
State tax credit equal to 20% of qualified rehabilitation expenditures for owner-occupied historic homes listed on the N...
School Tax Relief program providing property tax exemption for owner-occupied primary residences in New York. Basic STAR...
ADA-compliant paratransit service for individuals unable to use fixed-route buses due to disability. Provides door-to-do...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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21 programs are currently listed for Tonawanda, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Tonawanda, 15 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.