California Housing Finance Authority
Down payment and closing cost assistance for first-time homebuyers purchasing in California. Provides 3.5% deferred-payment junior loan (minimum $4,000, maximum $12,000) with CalHFA first mortgage. Silent second lien, no monthly payments.
Assistance equals 3.5% of purchase price, capped at $12,000
Deadline: Ongoing, first-come first-served
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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