Ohio Housing Finance Agency First-Time Homebuyer Tax Credit

Ohio Housing Finance Agency

Available Down Payment

About This Program

Federal Mortgage Credit Certificate (MCC) program administered by OHFA allows first-time homebuyers to claim up to 35% of annual mortgage interest as a federal tax credit. Can be used every year for the life of the loan.

Annual federal tax credit equal to 35% of mortgage interest paid

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Annual federal tax credit up to $2,000
  • Equals 35% of mortgage interest paid
  • Available for life of the loan
  • Must be first-time homebuyer
  • Apply when getting OHFA mortgage

How to Apply

A grant-savvy contractor in Upper Arlington, OH can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Available with OHFA mortgage programs

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