Home Improvement Grants in Valley Stream.

Find grants, rebates, forgivable loans, and free programs for Valley Stream, NY, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Valley Stream, NY, with individual awards up to $126,526. 3 programs target seniors, 2 serve veterans, and 15 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

New York State Weatherization Assistance Program (WAP)

Federal and state-funded program that provides free weatherization improvements to income-eligible households to reduce ...

Weatherization
Free energy upgrades

EmPower+ Low-Income Energy Efficiency Program

Provides comprehensive energy efficiency upgrades at no cost to income-eligible households, including air sealing, insul...

Energy
Up to $3,000 rebate

PSEG Long Island Heat Pump Rebate

Provides rebates for installation of qualifying air-source and ground-source heat pumps in PSEG Long Island service terr...

Energy
Up to $2,000 rebate

PSEG Long Island Home Insulation Rebate

Rebate program for attic, wall, and basement insulation improvements that meet program standards. Requires pre- and post...

Weatherization
Up to $300 rebate

PSEG Long Island Smart Air Conditioner Rebate

Instant rebate on purchase of qualifying ENERGY STAR certified smart air conditioners from participating retailers. Reba...

Energy
Up to $5,000 state tax credit

New York State Solar Tax Credit

State income tax credit equal to 25% of solar installation costs (after federal credit), capped at $5,000. Can be combin...

Solar/Renewable
Free lead remediation

New York State Lead Poisoning Hazard Reduction Program

State-funded program that provides free lead hazard investigation and remediation for homes with children under 6 years ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides low-interest loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or mode...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Available...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for accessibility. Available for veterans...

Veterans
Up to $30,000 forgivable loan

Nassau County Home Rehabilitation Loan Program

Provides forgivable loans to income-eligible homeowners for major home repairs including roof, heating system, electrica...

Home Repair
Up to $5,000 grant

Nassau County Senior Home Repair Program

Provides emergency home repair grants for seniors age 62 and older who are income-eligible. Priority given to health and...

Seniors & Disability
Up to $15,000 grant

Nassau County ADA Accessibility Modification Program

Provides grants for accessibility modifications to homes of income-eligible residents with disabilities. Covers wheelcha...

Seniors & Disability
Free lead hazard removal

Nassau County Lead Hazard Abatement Program

Provides free lead hazard assessment and abatement for homes built before 1978 with children under age 6. Services inclu...

Home Repair
Up to $750 in appliance rebates

NYSERDA Low-Income Electric Appliance Rebate

Provides enhanced rebates for income-eligible households purchasing ENERGY STAR certified refrigerators, freezers, and o...

Energy
Up to $1,500 state tax credit

New York HVAC Equipment Tax Credit

State income tax credit for installation of qualifying high-efficiency HVAC equipment including heat pumps, furnaces, an...

Energy
Up to $5,000 loan

Nassau County Water Lateral Replacement Program

Low-interest loan program to assist homeowners with replacement of private water service laterals from the property line...

Home Repair
Up to $7,500 loan

Nassau County Sewer Lateral Repair Program

Provides low-interest loans to homeowners for repair or replacement of sewer laterals from the home to the county connec...

Home Repair
Free foreclosure prevention counseling

New York Homeowner Protection Program (HOPP)

Provides free foreclosure prevention counseling and legal services to homeowners facing mortgage default or foreclosure....

Home Repair
Up to $500 rebate

PSEG Long Island Electric Vehicle Charger Rebate

Rebate for purchase and installation of qualifying Level 2 electric vehicle chargers at residential properties. Charger ...

Energy
20% tax credit on qualified expenses

New York State Historic Homeownership Rehabilitation Tax Credit

State income tax credit equal to 20% of qualified rehabilitation expenses for owner-occupied homes listed on State or Na...

Historic

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Valley Stream

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Frequently asked questions

What home improvement grants are available in Valley Stream, NY?

25 programs are currently listed for Valley Stream, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Valley Stream have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Valley Stream, 15 programs do not require repayment, 1 is forgivable loan, and 5 are rebates.

How do I apply for home repair grants in Valley Stream?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.