Find grants, rebates, forgivable loans, and free programs for Valparaiso, IN, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Valparaiso, IN, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 15 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides home repair grants to Indiana homeowners at or below 80% AMI to address critical health and safety hazards. Rep...
CDBG-funded program providing forgivable loans for major home repairs to low- and moderate-income homeowners in Valparai...
Rebates for NIPSCO residential gas customers who install qualifying high-efficiency furnaces, boilers, or heat pumps. In...
Rebates for NIPSCO gas customers who add insulation or complete air sealing improvements. Requires a qualifying energy a...
Rebates for NIPSCO gas customers who install ENERGY STAR certified natural gas tank or tankless water heaters. Equipment...
Rebate for NIPSCO customers who purchase and install a qualifying smart thermostat. Eligible models include Nest, Ecobee...
HUD-funded program to reduce lead-based paint hazards in pre-1978 Indiana homes with children under age 6. Services incl...
CDBG-funded grants for low-income homeowners in Porter County who need accessibility modifications for a disabled househ...
Federal program providing low-interest loans (1% interest) up to $40,000 and grants up to $10,000 for very low-income ho...
Grants for eligible veterans with certain service-connected disabilities to build, buy, or modify a home to meet their d...
Grants for eligible veterans with certain service-connected disabilities (such as blindness or loss of use of hands) to ...
Federal HOME Investment Partnerships Program funds distributed through Indiana to assist low-income homeowners with majo...
Emergency repair grants for Porter County homeowners age 60+ with low to moderate income. Addresses critical health and ...
Indiana homestead standard deduction reduces the assessed value of owner-occupied homes for property tax purposes. All I...
Additional property tax deduction for Indiana homeowners age 65+ who have owned and occupied their home for at least one...
Rebate program to help Valparaiso homeowners repair or replace private sanitary sewer laterals from the home to the city...
Federal tax credit for homeowners who install solar photovoltaic systems. Credit equals 30% of total system cost includi...
Performance-based incentive for NIPSCO electric customers who install solar photovoltaic systems. Incentive rate varies ...
Indiana law requires utilities to credit solar customers for excess electricity sent back to the grid. NIPSCO customers ...
Rebate for NIPSCO electric customers who purchase and install a qualifying Level 2 electric vehicle charging station at ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Valparaiso, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Valparaiso, 15 programs do not require repayment, 2 are forgivable loans, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.