Find grants, rebates, forgivable loans, and free programs for Vernon, CT, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Vernon, CT, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs to owner-occupied homes in Vernon. Income must be at or below 80% AMI. ...
Provides emergency grants for urgent health and safety repairs to owner-occupied homes in Vernon for households at or be...
Provides free lead hazard testing and abatement for Connecticut homes built before 1978 with children under age 6. Servi...
Federal WAP program administered by CT DEEP provides free energy efficiency upgrades including insulation, air sealing, ...
Eversource offers comprehensive home energy assessments and rebates covering 75% of insulation, air sealing, and HVAC im...
Free comprehensive home energy services for income-qualified Eversource electric customers. Includes no-cost energy asse...
Rebates for ductless mini-split and central heat pump installations in existing homes. Includes $500-$1,250 per indoor u...
Low-interest financing for residential clean energy and energy efficiency improvements. Covers solar, heat pumps, insula...
Performance-based incentives for residential solar PV systems combined with federal 30% tax credit. Additional incentive...
Low-interest home repair and rehabilitation loans for Connecticut homeowners. Rates starting at 3% APR for income-qualif...
Property tax relief for Vernon residents age 65 and older with limited income. Provides credit against property taxes ba...
Low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners in eligible rural areas to repa...
Grants for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Covers w...
Grants for veterans with certain service-connected disabilities to adapt a home for independent living. For veterans who...
Provides grants for accessibility modifications to owner-occupied homes in Vernon for residents with disabilities. Cover...
Provides grants to income-qualified homeowners for repair or replacement of failed sewer laterals connecting home to pub...
Federal HOME Investment Partnerships Program funds administered through Connecticut Department of Housing for owner-occu...
Rebate for installation of ENERGY STAR certified heat pump water heaters in existing homes. Provides up to $750 for qual...
State-funded home repair assistance for elderly homeowners age 62 and older with limited income. Provides forgivable loa...
Rebates for ENERGY STAR certified appliances including refrigerators ($50-$75), clothes washers ($75), dehumidifiers ($3...
Comprehensive weatherization services for income-qualified households in Tolland County through ACCESS Agency. Services ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Vernon, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Vernon, 15 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.