Home Improvement Grants in Wabash.

Find grants, rebates, forgivable loans, and free programs for Wabash, IN, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Wabash, IN, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 9 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates2Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 24 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization improvements

Indiana Weatherization Assistance Program (WAP)

Federally funded program administered by Community Action of Northeast Indiana that provides free weatherization service...

Weatherization
Forgivable loan up to $35,000

IHCDA Owner-Occupied Rehabilitation Program

State-funded program providing forgivable loans for major home repairs to income-qualified owner-occupants. Loan is forg...

Home Repair
Free lead hazard removal

Indiana Lead Hazard Reduction Program

HUD-funded program to identify and remediate lead-based paint hazards in pre-1978 homes with children under age 6. Servi...

Home Repair
Up to $3,500 in rebates

NIPSCO Energy Efficiency Rebate Program

Rebates for energy-efficient home improvements for NIPSCO natural gas and electric customers. Includes furnaces, water h...

Energy
Up to $800 rebate

NIPSCO Heat Pump Rebate

Rebate for installation of qualifying electric air-source or geothermal heat pumps. Equipment must meet minimum efficien...

Energy
Free energy upgrades

NIPSCO Income-Qualified Energy Efficiency Program

Free energy efficiency improvements for income-qualified NIPSCO customers. Includes home energy assessment, insulation, ...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loan up to $40,000 for very-low-income homeowners in eligible rural areas to repair, improve, or modernize ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grant up to $10,000 for very-low-income homeowners age 62+ in eligible rural areas to remove health and safety hazards. ...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for eligible veterans with certain service-connected disabilities to build, buy, or modify a home to meet their ac...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for eligible veterans with certain service-connected disabilities to adapt a home to meet their accessibility need...

Veterans
Up to $8,000 grant

Wabash Emergency Home Repair Program

CDBG-funded grant for emergency home repairs that pose immediate threats to health and safety for low-income homeowners ...

Emergency
Up to $15,000 grant

Wabash Accessibility Modification Grant

CDBG-funded grant for accessibility modifications to homes occupied by persons with disabilities or seniors. Covers ramp...

Seniors & Disability
Up to $10,000 grant

Wabash County Septic System Repair Grant

Grant program for low-income homeowners in Wabash County to repair or replace failing septic systems. Priority given to ...

Home Repair
Up to $600 per season

Indiana LIHEAP Energy Assistance

Low-Income Home Energy Assistance Program provides assistance with heating and cooling costs for income-qualified househ...

Energy
Up to $500 emergency assistance

Indiana Energy Assistance Program (EAP)

Emergency energy assistance for households facing disconnection or already disconnected from utility service. Administer...

Energy
Up to 60% of assessed value deducted

Indiana Homestead Standard Deduction

Indiana Homestead Standard Deduction reduces assessed value of owner-occupied primary residences by up to 60% (maximum $...

Property Tax Relief
Additional deduction up to $12,480

Indiana Over-65 Property Tax Deduction

Additional property tax deduction for homeowners age 65 or older. Reduces assessed value by up to $12,480. Can be combin...

Property Tax Relief
State credit varies; 30% federal credit

Indiana Residential Solar Tax Credit

Federal Investment Tax Credit (ITC) provides 30% tax credit for residential solar installations through 2032. Indiana of...

Solar/Renewable
Up to $5,000 forgivable loan

Wabash Water & Sewer Lateral Repair Program

Forgivable loan for repair or replacement of failing water or sewer laterals on private property. Loan forgiven after 3 ...

Home Repair
Up to $40,000 forgivable loan

Indiana HOME Investment Partnerships Program

Federal HOME funds for comprehensive home rehabilitation for low-income owner-occupants. Forgivable loan with 5-year aff...

Home Repair

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Wabash

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Frequently asked questions

What home improvement grants are available in Wabash, IN?

24 programs are currently listed for Wabash, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Wabash have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Wabash, 17 programs do not require repayment, 3 are forgivable loans, and 2 are rebates.

How do I apply for home repair grants in Wabash?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.