Rhode Island Housing First Home Loan Program

Rhode Island Housing

Available Down Payment

About This Program

Offers low-interest mortgages and down payment assistance for first-time homebuyers in Rhode Island. Includes options for purchasing existing homes or new construction with competitive rates and closing cost assistance.

Down payment assistance amount based on income and purchase price

Official source site checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Down payment assistance up to $15,000
  • Low-interest mortgage rates available
  • Must be first-time homebuyer
  • Income limits apply by household size
  • Homebuyer education required

How to Apply

A grant-savvy contractor in Wakefield, RI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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