Find grants, rebates, forgivable loans, and free programs for Wanaque, NJ, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Wanaque, NJ, with individual awards up to $150,000. 8 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides affordable home improvement loans to New Jersey homeowners for repairs and upgrades. Fixed-rate financing avail...
Federally funded program providing free energy efficiency improvements to income-eligible New Jersey households. Reduces...
HUD-funded program removing lead paint hazards from New Jersey homes built before 1978 with children under 6 years old. ...
Provides forgivable loans for major home repairs to income-eligible Passaic County homeowners. Loan forgiven after 10 ye...
Provides emergency grants to very low-income Passaic County homeowners for urgent repairs threatening health and safety....
Provides loans and grants to very low-income rural homeowners to repair or improve their homes, or remove health and saf...
Helps veterans with certain service-connected disabilities purchase, build, or modify a home to meet their accessibility...
Helps veterans with certain service-connected disabilities adapt a family member's home or their own home for accessibil...
Provides rebates for installation of qualified air source or ground source heat pumps in New Jersey homes. Rebates vary ...
Offers rebates for installation of ENERGY STAR certified heat pump water heaters in New Jersey homes. Helps reduce energ...
Comprehensive whole-home energy efficiency program providing incentives for insulation, air sealing, HVAC upgrades, and ...
Provides long-term financial incentives for residential solar installations through the Successor Solar Incentive (SuSI)...
PSE&G offers rebates on energy-efficient appliances, HVAC systems, water heaters, and smart thermostats for residential ...
Rebates for PSE&G gas customers who install high-efficiency natural gas heating equipment, including furnaces, boilers, ...
Reimburses eligible senior citizens and disabled persons for property tax increases on their principal residence. Must b...
New Jersey's property tax relief program for homeowners and renters. Benefit amount varies by income level, with higher ...
New property tax relief program for New Jersey residents 65+ or receiving Social Security disability. Provides enhanced ...
Provides grants to low-income seniors 60+ in Passaic County for minor home repairs and modifications that help them age ...
Provides grants to persons with disabilities for accessibility modifications to their homes, including ramps, bathroom m...
Provides low-interest loans to New Jersey homeowners for repair or replacement of failing septic systems. Helps protect ...
State disaster recovery program providing grants for home repairs and reconstruction after federally declared disasters....
Federal HOME program administered by the state providing forgivable loans for major home repairs to low-income homeowner...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Wanaque, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Wanaque, 17 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.