Find grants, rebates, forgivable loans, and free programs for Warsaw, IN, filtered to your situation.
As of June 2026, 23 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Warsaw, IN, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for owner-occupied rehabilitation to low-income homeowners in Indiana. Funds can be used for m...
Free weatherization services for income-eligible Indiana households. Services include insulation, air sealing, furnace r...
Emergency repair grants for very low-income homeowners in Kosciusko County facing immediate health and safety hazards. C...
Rebates for NIPSCO electric customers who install qualifying high-efficiency central air conditioners or heat pumps. Reb...
Rebates for NIPSCO gas customers who add insulation to their attic, walls, or crawl spaces. Includes air sealing service...
Rebate for NIPSCO electric or gas customers who purchase and install a qualifying smart thermostat. Device must be ENERG...
Enhanced rebates for NIPSCO electric customers installing cold-climate heat pumps for whole-home heating and cooling. Hi...
Rebates for NIPSCO gas customers who install high-efficiency gas water heaters or heat pump water heaters. Rebate amount...
Loans and grants for very low-income homeowners in rural areas to repair, improve, or modernize their homes. Grants up t...
Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability...
Grants for veterans with certain service-connected disabilities to adapt a family member's home in which they reside. Co...
HUD-funded program providing free lead hazard control services to income-eligible households with children under 6 in ho...
Grants for seniors aged 60+ to make home accessibility modifications that allow them to age in place safely. Covers grab...
Property tax deduction for Indiana homeowners aged 65+ with household income under $30,000 (2024 threshold). Deduction r...
Property tax deduction for Indiana homeowners who are unable to engage in substantial gainful activity due to physical o...
Property tax exemption for homeowners who install solar, wind, or other renewable energy systems. The added value of the...
Federal tax credit covering 30% of the cost of installing residential solar panels and battery storage systems. Credit a...
Down payment and closing cost assistance for first-time and repeat homebuyers in Indiana. Provides up to $15,000 in forg...
Low Income Home Energy Assistance Program (LIHEAP) helps income-eligible households pay heating and cooling bills. Provi...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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23 programs are currently listed for Warsaw, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Warsaw, 15 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.