Find grants, rebates, forgivable loans, and free programs for Warwick, RI, filtered to your situation.
As of June 2026, 32 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Warwick, RI, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 15 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 20 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded forgivable loan for major home repairs to owner-occupied single-family homes in Warwick. Household income mu...
Emergency grant for health and safety repairs to owner-occupied homes in Warwick. Priority given to households at or bel...
Free lead paint hazard removal for homes built before 1978 in Warwick with children under age 6. Services include testin...
Down payment and closing cost assistance for first-time homebuyers in Rhode Island. Paired with low-interest mortgage fi...
Low-interest home repair loan for Rhode Island homeowners including Warwick residents. Covers major systems replacement,...
Free weatherization services for income-eligible Rhode Island households including Warwick. Services include insulation,...
Rebate for installation of qualified air-source or ground-source heat pumps in Rhode Island Energy service territory. Wa...
Enhanced heat pump incentive for income-qualified Rhode Island Energy customers including Warwick. Covers majority of co...
Rebate for insulation and air sealing improvements in Rhode Island Energy service territory including Warwick. Program c...
Rebate for qualified heat pump water heater installation in Rhode Island Energy service territory including Warwick. Mus...
Incentive for residential solar PV system installation in Rhode Island including Warwick. Performance-based incentive pa...
Grant for home accessibility modifications for Warwick seniors age 62 and older. Covers grab bars, ramps, bathroom modif...
Loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize homes. Grants u...
Grant for eligible veterans with service-connected disabilities to adapt a home to meet accessibility needs. Available f...
Grant for eligible veterans with service-connected disabilities to make accessibility adaptations to their home in Warwi...
Low-interest loan program to assist Warwick homeowners with the cost of replacing private sewer lateral lines. Available...
CDBG-funded grant for accessibility modifications for Warwick residents with disabilities. Covers wheelchair ramps, acce...
Property tax exemption for Warwick homeowners age 65 and older with qualifying income. Exemption amount varies by age ti...
Federal heating assistance program for income-eligible Rhode Island households including Warwick residents. Benefit amou...
Matching grant for preservation and restoration of historic properties in Rhode Island including Warwick. Property must ...
Low-interest loan for repair or replacement of failing septic systems in Rhode Island including Warwick. Interest rates ...
Rebate for purchase or lease of new electric vehicles and home charging equipment installation for Rhode Island resident...
Federal assistance for flood mitigation projects in Warwick, particularly for properties with NFIP insurance in flood-pr...
Low-interest loan for home modifications that improve accessibility for people with disabilities or seniors in Rhode Isl...
Rhode Island law exempts renewable energy systems from property tax assessment. Solar panels, wind turbines, and geother...
Deferred loan for down payment and closing cost assistance for first-time homebuyers purchasing in Warwick. Income at or...
Rebate for installation of water-efficient fixtures and appliances for Warwick Water Department customers. Covers high-e...
Emergency repair or replacement of heating systems for income-eligible Rhode Island households including Warwick residen...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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32 programs are currently listed for Warwick, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Warwick, 20 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.