FHA Title I Property Improvement Loan
HUD / FHA, available through approved lenders
About This Program
The Grant Map catalogs FHA Title I Property Improvement Loan in its Washington, DC research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
FHA Title I loans allow homeowners to borrow up to $25,000 for home improvements without requiring equity in the home. Loans under $7,500 are unsecured. Improvements must substantially protect or improve livability. DC lenders offer fixed-rate loans at market rates with terms up to 20 years. No minimum credit score is required by FHA, though lenders may require 580-640. Debt-to-income ratio must be below 45%.
Using the published maximum of $25,000 for single-family homes.
The cited program-specific URL responded on 2026-07-21; confirm current terms.
Record set last reviewed 2026-04-03. How we verify our data.
This is a national program. You can also review these local programs in Washington, DC; confirm separately whether they can coordinate:
Key Details
- Up to $25,000 loan, no equity required
- Loans under $7,500 are unsecured (no foreclosure risk)
- Fixed rate, up to 20-year term
- No FHA minimum credit score; lenders may require 580+
- Work with an FHA Title I approved lender in DC
How to Apply
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Washington.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling, available through FHA-approved lenders
Questions about this program?
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Frequently asked questions
What amount is listed for FHA Title I Property Improvement Loan in Washington, DC?
The Grant Map record states: Up to $25,000 for single-family homes. Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for FHA Title I Property Improvement Loan in Washington?
The directory record carries audience tags for homeowners. It also carries a no-income-limit tag. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for FHA Title I Property Improvement Loan in Washington, DC?
Confirm the application route directly with HUD / FHA, available through approved lenders; use the cited source on this page as a starting point or call (800) 225-5342. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Washington, DC
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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