Find grants, rebates, forgivable loans, and free programs for Washington, IN, filtered to your situation.
As of June 2026, 21 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Washington, IN, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded weatherization services delivered through Community Action of Southern Indiana for income-qualified hou...
State-funded home rehabilitation program for low-income owner-occupants. Provides forgivable loans for essential repairs...
Duke Energy offers residential rebates for qualifying energy efficiency improvements including high-efficiency HVAC syst...
Free energy efficiency upgrades for income-qualified Duke Energy customers including LED bulbs, weatherstripping, air se...
State-funded lead hazard control services for pre-1978 homes with children under age 6 and household income below 80% AM...
Low-interest loans up to $40,000 for low-income rural homeowners to repair, improve, or modernize their homes. Must be i...
Grants up to $10,000 for very low-income homeowners age 62+ in eligible rural areas to remove health and safety hazards....
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessibility needs. ...
Helps veterans with certain service-connected disabilities adapt their residence for mobility needs. For veterans who ar...
Federal HOME funds administered by IHCDA for owner-occupied rehabilitation. Forgivable loans up to $30,000 for low-incom...
Indiana's standard homestead deduction provides up to 60% reduction in assessed value for primary residences, reducing p...
Additional property tax deduction for Indiana homeowners age 65 or older. Reduces assessed value by an additional amount...
Rebate for installing qualifying high-efficiency electric heat pump systems. Covers air-source and geothermal heat pumps...
Instant rebate on qualifying Wi-Fi-enabled smart thermostats purchased through Duke Energy's marketplace. Helps customer...
Federal Investment Tax Credit (ITC) provides 30% tax credit for residential solar installations through 2032. Indiana al...
Low Income Home Energy Assistance Program provides heating and cooling bill payment assistance for income-qualified hous...
Emergency utility assistance for households facing disconnection or energy crisis. Provides one-time assistance to preve...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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21 programs are currently listed for Washington, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Washington, 14 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.