CHFA First-Time Homebuyer Mortgage

Connecticut Housing Finance Authority

Available Down Payment

About This Program

Below-market interest rate mortgages for first-time homebuyers in Connecticut with income up to area limits. Includes optional down payment assistance up to $15,000 and reduced mortgage insurance requirements.

Typical down payment assistance grant

Official source site checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Below-market interest rates for first-time buyers
  • Down payment assistance up to $15,000
  • Income limits vary by household size
  • Reduced mortgage insurance
  • Must complete homebuyer education

How to Apply

Get free help applying Visit Official Program Page Track this program

(860) 571-3502

A grant-savvy contractor in Watertown, CT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Year-round program

Questions about this program?

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