Find grants, rebates, forgivable loans, and free programs for Watertown, WI, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Watertown, WI, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
State-administered weatherization program providing energy-efficiency upgrades for income-qualified Wisconsin households...
Low-interest home improvement loans through participating Wisconsin lenders for repairs, accessibility modifications, an...
CDBG-funded forgivable loan for major rehabilitation of owner-occupied homes in Watertown city limits. Income-qualified ...
Emergency grant for urgent health and safety repairs in owner-occupied Watertown homes. Covers immediate threats such as...
CDBG grant for accessibility modifications in owner-occupied Watertown homes. Available to low-income households with se...
City program providing financial assistance for replacing private sewer laterals that are damaged or non-compliant. Low-...
Statewide utility-funded program offering rebates for comprehensive home energy upgrades. Includes free energy audit wit...
Rebates for ENERGY STAR® certified appliances and equipment in Wisconsin homes. Includes clothes washers, refrigerators,...
Rebates for installation of qualifying air-source or geothermal heat pumps in Wisconsin homes. Incentives vary by heat p...
Wisconsin state tax credit for residential solar photovoltaic and wind energy systems. Credit equals a percentage of sys...
USDA program providing very low-interest loans and grants to very low-income homeowners in eligible rural areas to repai...
Grant for veterans with certain service-connected disabilities to purchase or modify a home to accommodate their disabil...
Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they reside. Eli...
State program providing free lead hazard control for homes where a child with elevated blood lead levels resides. Servic...
HOME program funds administered by Jefferson County providing grants or deferred loans for substantial rehabilitation of...
Allows Wisconsin homeowners age 65+ with household income below threshold to defer property tax payments. Deferred taxes...
Free counseling and advocacy for Jefferson County residents age 60+ on public benefits, housing assistance, and long-ter...
Rebate for residential Level 2 electric vehicle charging station installation in Wisconsin homes. Covers purchase and in...
Federal Affordable Connectivity Program providing monthly discount on internet service and one-time discount on device p...
State-administered energy assistance helping low-income Wisconsin households pay heating costs during winter months. Ben...
State program providing free or low-cost radon test kits to Wisconsin residents. Radon is the leading cause of lung canc...
Free or low-cost homebuyer education classes and one-on-one counseling through HUD-approved agencies in Wisconsin. Topic...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Watertown, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Watertown, 17 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.