Home Improvement Grants in Wauwatosa.

Find grants, rebates, forgivable loans, and free programs for Wauwatosa, WI, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Wauwatosa, WI, with individual awards up to $126,526. 3 programs target seniors, 2 serve veterans, and 13 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Wisconsin Weatherization Assistance Program (WAP)

Federally funded program administered by the State of Wisconsin that provides free energy efficiency improvements to inc...

Weatherization
Up to $50,000

WHEDA Home Improvement Advantage Loan

Below-market interest rate home improvement loans for Wisconsin homeowners. Funds can be used for repairs, renovations, ...

Home Repair
Forgivable loan up to $30,000

Wauwatosa Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan program for major home repairs in owner-occupied properties within Wauwatosa city limits. Lo...

Home Repair
Grant up to $7,500

Wauwatosa Emergency Home Repair Grant

Emergency grant program for urgent health and safety repairs in owner-occupied homes within Wauwatosa. Covers emergency ...

Emergency
Free lead hazard removal

Milwaukee County Lead Hazard Reduction Program

State and federally funded program to eliminate lead-based paint hazards in Milwaukee County homes built before 1978 whe...

Home Repair
Up to $3,500 in rebates

We Energies Home Energy Efficiency Rebates

We Energies offers rebates for qualifying energy efficiency upgrades including furnaces, air conditioners, heat pumps, i...

Weatherization
Up to $3,000 in rebates

Focus on Energy Home Performance Rebates

Wisconsin's statewide energy efficiency program offers rebates for comprehensive home energy improvements including insu...

Weatherization
Up to $800 rebate

Focus on Energy Heat Pump Rebate

Rebates for qualifying air-source and ground-source heat pumps installed by Trade Ally Network contractors. Heat pumps p...

Weatherization
Grant up to $5,000

Milwaukee County Senior Home Repair Program

Grant program for Milwaukee County homeowners age 62 and older to fund critical home repairs that impact health and safe...

Seniors & Disability
Forgivable loan up to $15,000

Wauwatosa ADA Home Modification Loan

CDBG-funded forgivable loan for accessibility modifications to accommodate household members with disabilities. Covers r...

Seniors & Disability
Grant up to $2,500

Wauwatosa Private Sewer Lateral Assistance

City grant program to assist with the cost of repairing or replacing private sewer laterals that serve single-family and...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to help purchase or modify a home to meet their accessibi...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities (such as blindness or loss of use of hands) to adapt thei...

Veterans
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA loans and grants for very low-income homeowners in eligible rural areas to repair or improve their homes. Grants up...

Home Repair
Varies by community, up to $30,000

Wisconsin HOME Investment Partnerships Program

Federally funded HOME program administered by the State of Wisconsin to support affordable housing through rehabilitatio...

Home Repair
Varies by system size

We Energies Solar Incentive Program

Incentive program for We Energies residential customers who install solar photovoltaic systems. Includes upfront incenti...

Solar/Renewable
30% of system cost

Federal Residential Solar Investment Tax Credit

Federal tax credit for 30% of the cost of solar photovoltaic systems installed on residential properties. Includes solar...

Solar/Renewable
Up to $50,000 matching grant

Wisconsin Historical Society Historic Preservation Grant

Matching grant for restoration and preservation of properties listed on the State or National Register of Historic Place...

Historic
Up to $37,900 (federal maximum)

Wisconsin Disaster Recovery Assistance

Federal disaster assistance grants activated when a presidential disaster declaration is issued for Wisconsin counties i...

Disaster
Up to $10,000 grant

Wisconsin Septic System Replacement Grant

State grant program to help homeowners repair or replace failing private on-site wastewater treatment systems (septic sy...

Home Repair
Up to $500 rebate

We Energies Water Heater Rebates

Rebates for energy-efficient water heaters including ENERGY STAR electric heat pump water heaters and high-efficiency na...

Weatherization

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Wauwatosa

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Frequently asked questions

What home improvement grants are available in Wauwatosa, WI?

25 programs are currently listed for Wauwatosa, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Wauwatosa have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Wauwatosa, 17 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Wauwatosa?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.