PHFA Homeownership Choice Program

Pennsylvania Housing Finance Agency

Available Down Payment

About This Program

Pennsylvania's primary first-time homebuyer program offering low-interest mortgages combined with down payment and closing cost assistance. Available statewide through participating lenders with flexible credit requirements.

Down payment assistance provided as grant or second mortgage depending on option selected

Key Details

  • Down payment assistance up to $10,000
  • Low-interest mortgage loan available
  • For first-time homebuyers in Pennsylvania
  • Flexible credit requirements
  • Apply through PHFA participating lenders

How to Apply

A grant-savvy contractor in West Chester, PA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Apply through participating lenders

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in West Chester, PA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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