Find grants, rebates, forgivable loans, and free programs for West New York, NJ, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in West New York, NJ, with individual awards up to $126,526. 4 programs target seniors, 3 serve veterans, and 9 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 20 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program that provides free energy efficiency improvements to income-qualified households. Services incl...
Provides grants to senior homeowners age 62+ for critical home repairs including roofing, heating, plumbing, and accessi...
CDBG-funded forgivable loan for substantial home repairs for low- to moderate-income owner-occupants in West New York. L...
Provides emergency grants for urgent health and safety repairs to owner-occupied homes in West New York. Covers immediat...
Grant program for accessibility modifications to owner-occupied homes where a disabled resident lives. Covers wheelchair...
HUD-funded lead hazard control program for Hudson County homes built before 1978 with children under 6 years old. Provid...
PSE&G's comprehensive energy efficiency program offering free home energy audits and rebates for insulation, air sealing...
Rebate program for residential customers installing high-efficiency air-source or ground-source heat pumps. Incentive am...
Rebate for PSE&G residential customers installing Level 2 electric vehicle charging equipment at their home. Covers a po...
Successor Solar Incentive program providing production-based incentives for residential solar installations in New Jerse...
Federal HOME funds for substantial rehabilitation of owner-occupied homes in Hudson County. Zero-interest deferred loan ...
Grant assistance for owner-occupants needing to repair or replace private sewer lateral lines connecting to the municipa...
Federal program for very low-income homeowners in eligible areas to repair or improve their homes or remove health and s...
Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Eligible ...
Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they will reside...
Annual property tax relief benefit for New Jersey homeowners and renters meeting income requirements. Homeowners can rec...
Reimburses eligible senior citizens and disabled persons for property tax increases on their principal residence. Partic...
Annual $250 property tax deduction for honorably discharged veterans who are declared by the U.S. Veterans Administratio...
Federal assistance program for New Jersey homeowners who experienced financial hardship due to COVID-19. Provides funds ...
Federal Low Income Home Energy Assistance Program (LIHEAP) helps income-qualified households pay heating bills and provi...
Free home energy improvements for income-qualified PSE&G customers. Includes energy audit, insulation, air sealing, ener...
State-funded lead hazard control program for homes built before 1978 with children under 6 or pregnant women. Provides g...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for West New York, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In West New York, 20 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.