Find grants, rebates, forgivable loans, and free programs for Westerly, RI, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Westerly, RI, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides down payment and closing cost assistance for first-time homebuyers in Rhode Island. Available as a grant or for...
Federally funded program providing free energy efficiency improvements to income-eligible Rhode Island households. Servi...
HUD-funded lead hazard reduction for Rhode Island homes built before 1978 with children under age 6. Provides grants and...
CDBG-funded home rehabilitation program for low-income owner-occupants in Westerly. Provides forgivable loans for major ...
CDBG-funded program providing grants for accessibility modifications to enable persons with disabilities to remain in th...
Provides emergency repair grants for owner-occupied homes in Westerly when repairs pose immediate threats to health and ...
Low-interest loan program to help Westerly homeowners repair or replace failing private sewer laterals. Loans at 2% inte...
Grant program for Westerly seniors aged 62 and older to address minor home repairs and safety improvements. Covers essen...
Provided mortgage payment assistance to Rhode Island homeowners who experienced financial hardship due to unemployment o...
Rebates for installation of eligible air-source or ground-source heat pumps in Rhode Island Energy service territory. Am...
Free comprehensive home energy assessment for Rhode Island Energy customers. Includes installation of free energy-saving...
Enhanced weatherization services at no cost for income-eligible Rhode Island Energy customers. Includes insulation, air ...
Incentive program for residential solar installations in Rhode Island. Provides performance-based incentives for solar P...
Federal program providing loans and grants to very low-income homeowners in eligible rural areas of Rhode Island to repa...
VA grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disab...
VA grant for veterans with certain service-connected disabilities to make accessibility adaptations to their home. Cover...
State tax credit for Rhode Island homeowners and renters with income below certain thresholds. Provides relief from prop...
Program for Rhode Island homeowners age 65 or older that freezes property taxes at the prior year's assessed value. Appl...
Rebate for installation of qualifying heat pump water heaters in Rhode Island Energy service territory. Income-eligible ...
Rebate program covering up to 75% of insulation and air sealing costs following a Home Energy Assessment. Available to R...
Rebate for purchase and installation of qualifying smart thermostats for Rhode Island Energy heating customers. Smart th...
Federally funded HOME program providing rehabilitation assistance to low-income homeowners in Rhode Island. Funding may ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Westerly, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Westerly, 15 programs do not require repayment, 3 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.