Home Improvement Grants in Westminster.

Find grants, rebates, forgivable loans, and free programs for Westminster, CO, filtered to your situation.

As of June 2026, 30 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Westminster, CO, with individual awards up to $126,526. 3 programs target seniors, 2 serve veterans, and 16 require no income limit.

Data last verified 2026-05-25. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants20Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates6Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 30 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $30,000

Westminster Owner-Occupied Rehabilitation Program

Provides major home repairs for owner-occupied households in Westminster with income at or below 80% AMI. Loan is forgiv...

Home Repair
Up to $10,000 grant

Westminster Emergency Home Repair Grant

Provides emergency home repairs for owner-occupied households in Westminster with income at or below 50% AMI. Covers ite...

Emergency
Up to $15,000 grant

Westminster ADA Home Accessibility Program

Provides accessibility modifications for Westminster homeowners with disabilities and income at or below 80% AMI. Covers...

Seniors & Disability
Up to $8,000 grant

Westminster Senior Home Repair Program

Provides home repairs for Westminster senior homeowners age 62+ with income at or below 80% AMI. Prioritizes repairs tha...

Seniors & Disability
Up to $8,000 per home

Colorado Weatherization Assistance Program (WAP)

Federal weatherization program administered by Colorado Energy Office providing free energy efficiency upgrades to incom...

Weatherization
Down payment assistance varies

Colorado Housing Finance Authority First-Time Homebuyer Program

Provides down payment assistance and competitive mortgage rates for first-time homebuyers in Colorado. Multiple DPA opti...

Homebuyer
Up to $6,000 rebate

Xcel Energy Home Heating & Cooling Rebate

Provides rebates for high-efficiency heating and cooling equipment installed in Xcel Energy service territory. Rebates a...

Energy
Up to $4,000 rebate

Xcel Energy Heat Pump Rebate Program

Enhanced rebates for air-source and ground-source heat pumps that provide efficient heating and cooling. Higher rebates ...

Energy
Up to $2,800 rebate

Xcel Energy Home Insulation & Air Sealing Rebate

Rebates for adding insulation and air sealing in attics, walls, and basements. Must complete a Home Energy Squad visit o...

Weatherization
Up to $1,000 rebate

Xcel Energy Energy Efficient Window Rebate

Rebate for replacing single-pane windows with ENERGY STAR certified windows. Windows must meet specific U-factor and Sol...

Energy
Varies by system size

Xcel Energy Solar*Rewards Program

Provides upfront incentives for installing solar panels on homes in Xcel Energy territory. Customers receive payment bas...

Solar/Renewable
Free energy efficiency upgrades

Xcel Energy Income Qualified Energy Efficiency Program

Provides no-cost energy efficiency upgrades for income-qualified customers including LED bulbs, smart thermostats, air s...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides loans and grants to very-low-income homeowners to repair, improve, or modernize their homes, or to remove healt...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home in which they reside. Eligible f...

Veterans
Free lead hazard assessment and mitigation

Colorado Lead-Based Paint Hazard Reduction Program

Provides free lead hazard testing and remediation for homes built before 1978 with children under age 6 and household in...

Home Repair
Up to $35,000 forgivable loan

Westminster HOME Investment Partnerships Program

HUD-funded program providing forgivable loans for major home repairs to low-income Westminster homeowners. Loan forgiven...

Home Repair
Up to $10,000 assistance

Westminster Water Service Line Replacement Program

Provides cost-sharing assistance for replacement of private water service lines from the property line to the home. City...

Home Repair
Up to $7,500 assistance

Westminster Sewer Lateral Repair Assistance

Provides cost-sharing for repair or replacement of private sewer laterals from the property line to the home. City pays ...

Home Repair
Up to $1,000 annually

Low-Income Energy Assistance Program (LEAP)

Federally-funded program providing energy bill payment assistance to low-income Colorado households. Benefit paid direct...

Energy
Up to $5,000 state tax credit

Colorado Solar and Wind Tax Credits

Previously provided state income tax credits for residential solar installations in Colorado. Program is currently inact...

Solar/Renewable
Up to $38,000 per disaster

Colorado Individual and Household Assistance

Provides grants for disaster-related home repairs, temporary housing, and essential needs following presidentially-decla...

Disaster
Up to $3,000 cost-share

Colorado Wildfire Mitigation Program

Cost-share program for creating defensible space around homes in wildfire-prone areas. Covers tree removal, brush cleari...

Disaster
Up to $5,000 matching grant

Westminster Historic Preservation Grant

Provides matching grants for exterior preservation and restoration work on historically significant properties in Westmi...

Historic
Up to $1,500 rebate

Westminster Backflow Prevention Device Assistance

Provides rebates for installation of backflow prevention devices required for homes with irrigation systems or other cro...

Home Repair
Up to $1,200 rebate

Colorado Radon Mitigation Rebate Program

Provides rebates for radon mitigation system installation in income-qualified Colorado homes with elevated radon levels....

Home Repair

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

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Grant-Approved Contractors in Westminster

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Frequently asked questions

What home improvement grants are available in Westminster, CO?

30 programs are currently listed for Westminster, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Westminster have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Westminster, 20 programs do not require repayment, 3 are forgivable loans, and 6 are rebates.

How do I apply for home repair grants in Westminster?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.