Wyoming Mortgage Credit Certificate Program

Wyoming Community Development Authority

Closed Down Payment

About This Program

Federal tax credit allowing first-time homebuyers to claim 20% of annual mortgage interest as a direct dollar-for-dollar reduction in federal income tax. Can be combined with WCDA down payment assistance programs.

Tax credit equals 20% of annual mortgage interest paid, average $2,000/year

Data last verified 2026-06-09. How we verify our data.

Key Details

  • 20% of mortgage interest as federal tax credit
  • Available to first-time homebuyers
  • Income and purchase price limits apply
  • Lasts for life of mortgage
  • Must use participating lender

How to Apply

A grant-savvy contractor in Wheatland, WY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Your federal tax return for the year of the work (this benefit is claimed on your taxes, not through a separate application).
  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing while funding lasts

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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