Wyoming First-Time Homebuyer Program

Wyoming Community Development Authority

Closed Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in Wyoming. Structured as a forgivable second mortgage that is forgiven after 10 years of owner-occupancy.

Forgivable second mortgage for down payment and closing costs

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $15,000 for down payment and closing costs
  • For first-time homebuyers meeting income limits
  • Forgivable after 10 years of owner-occupancy
  • Must complete homebuyer education course
  • Use with WCDA mortgage programs

How to Apply

Get free help applying Visit Official Program Page Track this program

(307) 265-0603

A grant-savvy contractor in Wheatland, WY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Year-round while funds available

Questions about this program?

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