Find grants, rebates, forgivable loans, and free programs for White Plains, NY, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in White Plains, NY, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs to low- and moderate-income owner-occupants in White Plains. Loan forgi...
Grants for accessibility modifications to homes occupied by seniors or persons with disabilities in White Plains. Covers...
Free lead hazard removal for homes built before 1978 with children under age 6 residing in the home. Includes lead testi...
Provides emergency home repairs for low-income owner-occupied households in White Plains facing immediate health and saf...
Free weatherization services for income-eligible households in White Plains through New York State's federally-funded pr...
Provides heating assistance grants for low-income New York households, including White Plains residents. Regular benefit...
Rebates for installing qualifying cold climate air-source heat pumps in Con Edison territory, including White Plains. Pr...
Rebate for purchasing and installing ENERGY STAR certified smart thermostats in Con Edison service territory. Helps redu...
Rebates for insulation and air sealing improvements performed by participating contractors in Con Edison territory. Incl...
New York State tax credit equal to 25% of solar system cost, up to $5,000, for residential solar installations. Stacks w...
Direct incentive for residential solar installations in Westchester County through NYSERDA's NY-Sun program. Incentive a...
Grant program to help income-eligible homeowners in White Plains repair or replace failing septic systems. Covers up to ...
Reimbursement program for low- and moderate-income homeowners who must repair or replace failing water service laterals ...
Provides grants for health, safety, and accessibility repairs to homes owned by seniors age 62+ in Westchester County. C...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their disa...
Grant for veterans with certain service-connected disabilities to modify an existing home or buy a modified home. Covers...
Federally-funded HOME program providing rehabilitation assistance to low-income homeowners in Westchester County includi...
Very low-interest loans up to $40,000 for very low-income homeowners in eligible areas to repair, improve, or modernize ...
Grants up to $10,000 for very low-income homeowners age 62 or older to remove health and safety hazards. White Plains ma...
Free foreclosure prevention counseling and legal assistance for New York homeowners facing mortgage default or foreclosu...
Rebates for residential electric vehicle charging station installation in Con Edison territory. Incentive covers Level 2...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for White Plains, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In White Plains, 18 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.