Find grants, rebates, forgivable loans, and free programs for Whitefish, MT, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Whitefish, MT, with individual awards up to $126,526. 7 programs target seniors, 3 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Low-interest loan program for Montana homeowners to finance necessary repairs and improvements. Can be combined with Mon...
Federally funded program providing free weatherization services to income-eligible Montana households. Services include ...
Rebates for Flathead Electric members who install qualifying energy-efficient equipment including heat pumps, water heat...
Enhanced rebate for electric air-source or ground-source heat pump installations serving as primary heating systems. Reb...
Low-interest loans up to $40,000 for very-low-income rural homeowners to repair or improve their homes. Must be unable t...
Grant funds up to $10,000 for very-low-income homeowners age 62 or older to remove health and safety hazards from their ...
Grant for eligible veterans with certain service-connected disabilities to purchase or modify a home to accommodate thei...
Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they reside. Cov...
Financial assistance for Flathead County homeowners to repair or replace failing septic systems that pose environmental ...
Annual property tax credit for Montana residents age 62 or older with qualifying household income. Reduces property tax ...
Property tax exemption for Montana veterans with service-connected disabilities rated at 50% or higher by the VA. Exempt...
HUD-funded program to identify and remediate lead-based paint hazards in Montana homes built before 1978 where children ...
Federal HOME Investment Partnerships Program funding administered locally to assist low-income homeowners with major hom...
Rebates for NorthWestern Energy natural gas customers who install qualifying high-efficiency furnaces, boilers, water he...
Low-interest loans for Montana homeowners to finance energy efficiency improvements and renewable energy systems. Covers...
Montana state income tax credit for residential alternative energy systems including solar, wind, and geothermal install...
Community Development Block Grant funding for owner-occupied housing rehabilitation in Flathead County. Provides repairs...
City grant program to assist Whitefish homeowners with accessibility modifications for residents with disabilities. Cove...
Housing improvement assistance for enrolled tribal members living in Northwest Montana, including Whitefish area. Provid...
Emergency grant funding for very-low-income Montana homeowners facing immediate threats to health and safety. Covers urg...
Low-interest loan program for Montana homeowners to repair or replace failing private water wells and water systems. Add...
Cost-share grants for Montana homeowners in wildfire-prone areas to reduce wildfire risk through defensible space creati...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Whitefish, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Whitefish, 15 programs do not require repayment, 1 is forgivable loan, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.