PHFA Homeownership Choice Program

Pennsylvania Housing Finance Agency

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in Pennsylvania. Offered as a second mortgage with 0% interest, forgivable after 10 years. Must complete homebuyer education.

Second mortgage with 0% interest, forgiven after 10 years of residency

Key Details

  • Up to $15,000 for down payment and closing costs
  • 0% interest second mortgage
  • Forgiven after 10 years of owner-occupancy
  • Must be first-time homebuyer
  • Homebuyer education required

How to Apply

Get free help applying Visit Official Program Page Track this program

(855) 827-3466

A grant-savvy contractor in Wilkinsburg, PA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing subject to funding availability

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