Home Improvement Grants in Willmar.

Find grants, rebates, forgivable loans, and free programs for Willmar, MN, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Willmar, MN, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants13Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Minnesota Weatherization Assistance Program (WAP)

Free weatherization services for income-eligible households in Kandiyohi County. Services include insulation, air sealin...

Weatherization
Forgivable loan up to $24,999

Willmar Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan for major home repairs for owner-occupied households in Willmar with income at or below 80% ...

Home Repair
Up to $7,500 grant

Willmar Emergency Home Repair Grant

Provides emergency home repairs for owner-occupied households in Willmar with income at or below 50% AMI. Covers items p...

Emergency
Low-interest loan up to $50,000

Minnesota Housing Rehabilitation Loan

Low-interest rehabilitation loan for income-eligible homeowners statewide to finance major home repairs and improvements...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grant for very-low-income homeowners age 62 or older in eligible rural areas to remove health and safety hazards. Willma...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loan at 1% for low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. ...

Home Repair
Rebates up to $1,800

Xcel Energy Home Efficiency Rebate

Rebates for Xcel Energy customers who complete qualifying home energy improvements with approved contractors. Must compl...

Weatherization
Up to $1,500 rebate

Xcel Energy Heat Pump Rebate

Rebate for Xcel Energy customers who install qualifying air-source or ground-source heat pumps. Must meet efficiency sta...

Weatherization
Up to $150 rebate

Xcel Energy Air Conditioner Rebate

Rebate for Xcel Energy customers who install high-efficiency central air conditioners meeting ENERGY STAR standards. Lic...

Weatherization
Up to $300 rebate

Xcel Energy Electric Water Heater Rebate

Rebate for Xcel Energy customers who install qualifying electric heat pump water heaters or high-efficiency electric sto...

Weatherization
Free energy improvements

Xcel Energy Income Qualified Program

Free energy-saving improvements for income-qualified Xcel Energy customers at or below 60% state median income. Includes...

Energy
Performance-based incentive

Xcel Energy Solar*Rewards Program

Performance-based solar incentive for Xcel Energy customers who install rooftop solar systems. Customers receive payment...

Solar/Renewable
Free lead hazard removal

Minnesota Lead Hazard Reduction Program

Free lead hazard reduction services for qualifying Minnesota homes built before 1978 with children under age 6 or pregna...

Home Repair
Grant up to $8,000

Minnesota Livable Communities Accessibility Grant

Grant for income-eligible homeowners to make accessibility modifications allowing seniors or persons with disabilities t...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for eligible veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for eligible veterans with certain service-connected disabilities to adapt a home for independent living. Availabl...

Veterans
Deferred loan up to $15,000

Minnesota Housing Impact Fund

Deferred loan for income-eligible homeowners to make critical repairs. Payment is deferred for 10 years with 0% interest...

Home Repair
Forgivable loan up to $30,000

HOME Investment Partnerships Rehabilitation

Federal HOME funds for owner-occupied housing rehabilitation for low-income households. Forgivable loan for major repair...

Home Repair
Low-interest loan up to $25,000

Minnesota Septic System Upgrade Loan

Low-interest loan program for homeowners who need to upgrade or replace failing septic systems. Administered through par...

Home Repair
Rebates up to $2,500

Center for Energy and Environment Rebates

Rebates for Minnesota homeowners who complete qualifying energy efficiency improvements through approved contractors. Mu...

Weatherization
Low-interest loan up to $10,000

Kandiyohi County Sewer Connection Assistance

Low-interest loan program for income-qualified homeowners in Kandiyohi County who need to connect to municipal sewer sys...

Home Repair

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Willmar

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Frequently asked questions

What home improvement grants are available in Willmar, MN?

25 programs are currently listed for Willmar, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Willmar have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Willmar, 13 programs do not require repayment, 3 are forgivable loans, and 5 are rebates.

How do I apply for home repair grants in Willmar?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.